Legal analysis: both husband and wife can refund the mortgage tax, but they can only enjoy 50% of the tax refund standard, and the house needs to be purchased before marriage. In addition, it is also required that the house purchased must be a house purchased by the taxpayer himself or his spouse in China and must be the first home loan. If the husband and wife are not sure who will enjoy the tax refund standard, it depends on whose name the mortgage tax was paid, and whose name will be used to refund the tax. You need to find the tax refund counter for the first suite in the tax hall, submit relevant information, and prepare a bank card for collection.

Mortgage tax refund is not directly related to the monthly payment, no matter how much, as long as it meets the tax refund requirements. Usually, the tax refund needs to calculate the taxpayer's personal comprehensive income in a tax year through the annual calculation of comprehensive income. If it is lower than the prepaid tax, the tax refund can be declared. Among them, the comprehensive income is 60,000 yuan deducted from the income of each tax year and the balance after special deduction, special additional deduction and other deductions determined according to law. For example, the tax calculated if the mortgage interest expense has not been declared before is definitely higher than the declared mortgage interest expense.

If taxpayers want to APPly for mortgage tax refund, they must first declare the mortgage interest expense through the individual tax app. There are several requirements: 1, which is limited to domestic housing that enjoys the interest rate of the first suite, provident fund loans or commercial loans, and the mortgage status is in the process of repayment, and the repayment time is no more than 240 months, with a fixed deduction of 1000 yuan per month, and one year is 12000. It should be noted that the comprehensive annual income settlement can not be handled at any time. Generally, it starts from March 1 day to June 30/day every year, and the period spanning 4 months is abundant, and taxpayers can handle it at any time 24 hours a day. If the annual tax refund is passed, the taxpayer will also fill in his bank card account, and the tax authorities will refund the tax to the bank card account after approval.

Legal basis: Article 25 of the Regulations on the Management of Housing Provident Fund, if an employee withdraws the storage balance in the housing provident fund account, the unit where he works shall verify it and issue a certificate of withdrawal. Employees shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment formalities.

Can both husband and wife refund the mortgage tax?

If both husband and wife bought a house with their own loans before marriage, and both of them are the first home loans under their names, they can choose to deduct 50% of the houses they bought separately when they apply for the special tax deduction of mortgage interest after marriage. The deduction standard is 1000 per month, and 50% of the deduction standard is 500 per month.

Of course, if the husband and wife choose one of the houses by agreement, the buyer can deduct it according to the deduction standard of 100%, and the specific deduction method cannot be changed within a tax year.

Can both husband and wife refund the mortgage tax? Look at the tax rebate standard.

; ? In modern society, everyone should do his duty to pay taxes. When the wages of employees reach a certain level, they need to pay taxes in proportion. When employees buy a house, in order to reduce the burden on taxpayers, the state has introduced a special additional deduction for personal income tax. Can both husband and wife get a mortgage refund? Look at the tax refund standard!

Can both husband and wife get a mortgage refund?

According to the regulations, the taxpayer or his/her spouse can choose to deduct the interest expenses of the first home loan incurred by him/herself or his/her spouse when purchasing a house in China at a fixed rate of RMB 1000 per month. If the house is bought by both husband and wife, then only one person can enjoy the standard of tax refund.

If the couple bought the house before marriage, they can only choose one of them after marriage, and then the buyer will deduct it according to the deduction standard of 100%. If the husband and wife bought a house before marriage, they can also deduct 50% of the purchased house respectively by the husband and wife.

Generally speaking, both husband and wife can refund the mortgage tax, but they can only enjoy 50% of the tax refund standard, and the house needs to be purchased before marriage. In addition, it is also required that the house purchased must be a house purchased by the taxpayer himself or his spouse in China and must be the first home loan.

If the husband and wife are not sure who will enjoy the tax refund standard, it depends on whose name the mortgage tax was paid, and whose name will be used to refund the tax. You need to find the tax refund counter for the first suite in the tax hall, submit relevant information, and prepare a bank card for collection.

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Can the husband and wife get tax refund separately for the same mortgage?

According to the regulations, the taxpayer or his/her spouse can choose to deduct the interest expenses of the first home loan incurred by him/herself or his/her spouse when purchasing a house in China at a fixed rate of RMB 1000 per month. If the house is bought by both husband and wife, then only one person can enjoy the standard of tax refund.

If the couple bought the house before marriage, they can only choose one of them after marriage, and then the buyer will deduct it according to the deduction standard of 100%. If the husband and wife bought a house before marriage, they can also deduct 50% of the purchased house respectively by the husband and wife.

Generally speaking, both husband and wife can refund the mortgage tax, but they can only enjoy 50% of the tax refund standard, and the house needs to be purchased before marriage. In addition, it is also required that the house purchased must be a house purchased by the taxpayer himself or his spouse in China and must be the first home loan.

If the husband and wife are not sure who will enjoy the tax refund standard, it depends on whose name the mortgage tax was paid, and whose name will be used to refund the tax. You need to find the tax refund counter for the first suite in the tax hall, submit relevant information, and prepare a bank card for collection.