What is the latest policy of Jiaxing housing provident fund withdrawal and loan? I have sorted out the relevant contents below, hoping to help everyone. Jiaxing City has adjusted the relevant policies such as housing provident fund withdrawal and loans in light of the actual situation. The details are as follows: 1. Relax the rental exit policy; 1. Adjust the land without house certificate. Employees and their spouses want to know more about Jiaxing's latest housing provident fund withdrawal and loan policy. Let's take a look.
What is the latest policy of Jiaxing housing provident fund withdrawal and loan? I have sorted out the relevant contents below, hoping to help everyone. Jiaxing City has adjusted the relevant policies such as housing provident fund withdrawal and loans in light of the actual situation. The details are as follows: 1. Relax the rental exit policy; 1. Adjust the land without house certificate. Workers and their spouses who have no own housing or rented housing in the place where the housing provident fund is paid can withdraw the housing provident fund to pay the rent. (2) Simplify the renting procedures and refine the withdrawal limit. The extraction of employee rental commercial housing cancels the "House Lease Verification Sheet" audited by the unit, community or village committee, and tax invoices are not mandatory. Workers who rent public * * * rental housing shall be fully extracted according to the actual rental expenses. When renting a commercial house, if tax invoices are provided, the annual withdrawal limit shall not exceed10.5 million yuan; If the tax invoice is not provided, the maximum withdrawal amount per household is 1000 yuan/month, and the monthly 500 yuan is determined by both husband and wife through consultation; The maximum withdrawal amount of a single employee is 500 yuan/month per person. Second, for families (or employees) who purchase the first set of new commercial housing (except fine decoration) and apply for personal housing provident fund loans for the first time, the minimum down payment ratio of the first set of housing provident fund loans will be reduced from the current 30% to 20%. Now it is a legal society, and many things closely related to life are inseparable from the law, so we should know some legal knowledge.
Two, Jiaxing provident fund withdrawal rules 2022
What is the latest policy of Jiaxing housing provident fund withdrawal and loan? Help at home below. Cash withdrawals and loans in Jiaxing are related to 1. Relax the policy of rent withdrawal. Employees and spouses want to know more about the latest policies of Jiaxing housing provident fund withdrawal and loan. Let's have a look.
What is the latest policy of Jiaxing housing provident fund withdrawal and loan? The relevant contents are arranged as follows.
Jiaxing's related policies such as refund of gold and loans have been adjusted. Details are as follows:
(1) Adjust the place where there is no house certificate. Workers and their spouses have no own housing, and pay rent at the place where the housing provident fund is paid.
(2) Simplify the renting procedures and refine the withdrawal limit. Cancel the extraction of employee rental commercial housing, and do not require units, communities or village committees to provide tax invoices. When employees rent public * * * rental housing in full according to the actual rental expenditure and provide tax invoices, the annual withdrawal limit shall not exceed 1.5 million yuan; If no tax invoice is provided, the maximum withdrawal amount for each household is 1 1,000 yuan/month, and the maximum withdrawal amount for each husband and wife is 500 yuan/month.
Second, reduce the minimum down payment ratio of the first housing provident fund loan.
For families (or employees) who purchase the first set of newly-built commercial housing and apply for personal housing provident fund loans for the first time, the minimum down payment ratio will be lowered from the current 30%.
Now it is a society ruled by law, which has a lot to do with life. We should know some legal knowledge. 3. How to extract Jiaxing Provident Fund online?
1. After logging in to Zhejiang Government Affairs Service Network/Li Zhe Office APP, search for the business of "leasing self-occupied housing and withdrawing housing accumulation fund".
2. Enter the business interface. After the face verification passes, enter the situation selection interface, and select the entrusted handling situation: "the applicant handles it himself", the applicant's marital status without a house, and whether the applicant is a high-level talent. Enter the online form filling interface.
Third, check and confirm the basic information of the applicant.
4. According to the actual situation, the system will return information such as the extractable amount of employees who meet the extraction conditions. Employees can choose the receiving bank, enter the account number of the receiving bank, and confirm whether the reserved mobile phone number of the bank card is correct. After filling in and checking all the information, click Next.
5. At present, the "upload materials" interface only needs the applicant's ID card. If the Zhejiang office has obtained it automatically, employees do not need to upload it; All materials needed for other parts can be obtained online through data sharing.
6. Enter the "Information Confirmation" interface and check again whether the information filled in is complete, true and correct. Click the "Submit" button after verification, and submit successfully after verification.
7. After the withdrawal application is submitted successfully, the center will conduct a follow-up review. After the review is successful, the funds will be withdrawn to the applicant's collection bank card.
Does Jiaxing housing accumulation fund need to reach a certain withdrawal amount?
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