WeChat Alipay responded to the rumor of tracing personal collection code for 4 years. Recently, there was online news that WeChat payment should be traced back to the personal payment code for 4 years, and once the amount is large, it needs to pay 4.5% tax. WeChat Alipay responded to the rumor of tracing personal collection code for 4 years.

WeChat Alipay responded to the rumor that the personal payment code has been traced back four years. It is 1. With the approach of March 1, the new rules for the use of personal collection barcodes will be implemented soon. There is also news on the Internet that from March 1 day, 2022, personal payment codes of WeChat and Alipay may not be used for business payment. Will track the data of the past four years, once the amount is large, pay taxes at 4.5%, and pay late fees and fines.

On February 15, WeChat and Alipay responded that the above statement was a rumor.

Wechat: rumors

In response to the news of tracing the personal collection code data and paying taxes in the past four years, both WeChat and Alipay said that the above statement is a rumor.

According to Red Star News, WeChat Pay said that according to the communication between Tenpay (the main company of WeChat Pay) and the regulatory authorities and the understanding of the new regulations, after March 1, the personal collection QR code can still be used, and some users with obvious commercial behaviors need to upgrade to commercial collection codes according to regulations, and the platform will be reserved for a period of time as a transition period before users upgrade.

The person in charge also said that the regulatory authorities will announce the standards of obvious business practices in the near future. If the upgrade conditions are met, the WeChat payment assistant will send a message notification, and users who have not received the notification will not be affected.

From March 1, the personal collection code shall not be used by the management department for misreading.

In 20021,10/0, the People's Bank of China issued the Notice of the People's Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services (hereinafter referred to as the Notice), which put forward a series of management requirements for bar code payment.

At the same time, bar code payment has also been included in the supervision, and specific provisions have been made on the use of personal collection bar codes, which will be implemented on March 1 2022.

At that time, it was reported that "WeChat and Alipay collection codes cannot be used for operating collection". This news once rushed to Weibo for hot search.

165438+1On October 27th, relevant persons of the central bank said in an interview with Xinhua News Agency that this statement was misunderstood.

Merchants who use "code cards" or print packaged QR codes need to apply to payment service agencies (such as WeChat and Alipay) for conversion to commercial payment codes, but consumers' daily payment experience and feelings will not be affected.

10.5, Tenpay WeChat official account number 65438 stated in "Smart Life of WeChat Payment" that WeChat Payment has actively and deeply studied the requirements of the new regulations, and after comprehensively and fully evaluating the payment needs of customers, the use of payment barcodes during the transition period is now explained: At present, the personal payment code and merchant payment code of WeChat payment can be used normally, and further notice will be given if relevant adjustments are involved in the future.

According to insiders, there may be suspicion of "tax evasion" in taxation, mainly due to frequent illegal acts such as "cheating", "gambling" and "telecom fraud" in recent years, and personal accounts are not included in the business funds of merchants. After the remote collection function is restricted by the personal collection code, it may become a dynamic collection code and no longer has the printing function. If you need to pay by scanning code, you can apply for a special merchant payment code.

Gong Wenxiang, the big brother in WeChat business, declared bankruptcy because he was investigated for tax recovery.

Recently, Gong Wenxiang, who claimed to be "the godfather of WeChat business", explained in his own community that the reason for dissolving the community "electric shock club" and quitting WeChat business was that he was investigated for taxes.

According to the social network, the screenshot of Gong Wenxiang's WeChat message "The Last Letter to All the Old Members of the Electric Shock Club" shows that he recently "accepted a joint investigation by the industrial and commercial tax public security court and other task forces, and the company has gone bankrupt, and the high personal fine has reached the point of being heavily in debt, selling houses and cars, losing all his money and being penniless." Therefore, it's time for his eight-year' Personal WeChat Business Community Electric Shock Club' to' die'.

According to the open letter, paying for its new community "must be paid publicly". "No matter whether you have received the money from WeChat in the past four years or not, it is detected by big data, and you will pay personal income tax according to 45% of your total collection from WeChat in the future."

Since then, there are often rumors on the Internet that the personal collection code will be traced for nearly 4 years. Once the amount is large, 45% tax will be paid, as well as late payment fees and fines.

From March 1, personal deposits and withdrawals exceeding 50,000 yuan need to be registered.

Starting from March 1 day, not only the personal QR code will usher in new regulations, but also the personal cash deposit and withdrawal business will usher in new regulations.

From March 1 2022, the Measures for the Management of Customer Due Diligence and Customer Identity Data and Transaction Records of Financial Institutions issued by the central bank and other three departments will be formally implemented.

The Measures stipulate that commercial banks, rural cooperative banks, rural credit cooperatives, rural banks and other financial institutions shall identify and verify the identity of customers, understand and register the source or purpose of funds when handling cash deposit and withdrawal business of RMB 50,000 or more or the equivalent of USD 65,438+RMB 0,000 or more for natural person customers.

Dong Ximiao, chief researcher of Zhilian Finance, said that cash is anonymous and untraceable, and a large amount of cash is often used for illegal activities such as money laundering and tax evasion, which endangers the national economic and financial order. Especially in today's environment where non-cash payment methods are very convenient, the proportion of cash use is declining, and it is rare for ordinary depositors to use large amounts of cash.

Dong Ximiao said, therefore, the introduction of new regulations by the three departments to further supplement and improve the relevant requirements of customer due diligence with reference to internationally accepted standards will help improve the supervision system of backwashing Q, crack down on illegal cash use demand, improve the level of backwashing Q, reduce money laundering and other criminal acts, and maintain financial security.

WeChat Alipay responded to the rumor of tracing personal collection code for 4 years. Two days ago, there was online news that WeChat payment should be traced back to the personal payment code for 4 years, but Red Star News reported that WeChat payment had been denied, calling it a rumor.

According to the online news, the data of the past four years will be traced. Once the amount is large, the tax will be paid at the rate of 4.5%, and late fees and fines will also be paid.

According to WeChat payment, according to the communication between TenPay (the main company of WeChat payment) and the regulatory authorities and the understanding of the new regulations, after March 1, the personal collection QR code can still be used, and some of them have obvious business practices. Users need to upgrade to the business receipt code according to regulations, and the platform will keep a period of time as a transition period before users upgrade.

The person in charge also said that the regulatory authorities will announce the standards of obvious business practices in the near future.

If the upgrade conditions are met, the WeChat payment assistant will send a message notification, and users who have not received the notification will not be affected.

At the same time, bar code payment has also been included in the supervision, and specific provisions have been made on the use of personal collection bar codes, which will be implemented on March 1 2022.

Among them, the Notice explains the management of payment bar codes. If the payment bar code generated by the payee such as an individual or a special merchant is used by the payer to read and initiate payment instructions, it is necessary to effectively distinguish the scenes and uses of the payment bar code used by the individual and the special merchant to prevent the payment bar code from being rented, lent, sold or used for illegal activities.

For individuals with obvious characteristics of business activities, bar code payment and collection service institutions shall not provide business-related collection services through personal collection bar codes.

WeChat Alipay responded to the rumor of tracing personal collection code for 4 years. Recently, there are rumors on the Internet that since March 1 day, 2022, personal payment codes of WeChat and Alipay are not allowed to be used for business collection. Will track the data of the past four years, once the amount is large, pay taxes at 4.5%, and pay late fees and fines.

According to Red Star News, WeChat Pay responded to the Red Star Capital Bureau today that the above statement is a rumor.

Wechat Payment said that after March 1, the personal collection QR code can still be used, and some users with obvious business behaviors need to upgrade to business collection codes according to regulations, and the platform will keep it for a period of time as a transition period before users upgrade.

It is understood that the People's Bank of China issued the Notice of the People's Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services on 202 1+00 (Yinfa [2021] No.259), which put forward new requirements for the management of payment barcodes and set a transition period.

The "Notice" clarifies that "a collection bar code classification management system is formulated to effectively distinguish the scenes and uses of individuals and special merchants using collection bar codes, and prevent collection bar codes from being rented, lent, sold or used for illegal activities. For individuals with obvious characteristics of business activities, the bar code payment and collection service agency shall provide them with special merchants to collect bar codes, and refer to the relevant management regulations of special merchants. "

Personal payment code is a payment product provided by WeChat Pay for individual users, and merchant payment code is a payment tool provided by WeChat Pay for merchants who sign contracts with TenPay. You can apply for different payment codes according to your own needs.