From May 1, citizens will buy second-hand houses only when they see the "green code" and pass the "official certification". On the 29th, the reporter learned from Changsha Housing Transaction Management Center that the center recently issued "Detailed Operating Rules for Housing Inventory Verification and Information Release in Changsha (Trial)". From May 1 day, the house verification link was added to the house transaction in Changsha, and only after the verification can the house transaction and online signing be completed. Each suite source will have its own house verification code and QR code, which is equivalent to issuing an "exclusive ID card" to each suite source.

This measure puts the possible information asymmetry in second-hand housing transactions ahead, enhances the transparency of existing housing information, realizes sunshine trading and fair trading, ensures the safety and reliability of second-hand housing transactions, protects the legitimate rights and interests of citizens, and promotes the stable and healthy development of Changsha real estate market.

Background: Blocking loopholes such as false houses and realizing sunshine trading of second-hand houses.

False listing information, low-priced listing "fishing", the two sides agreed to clinch a deal and found that the listing was restricted? In recent years, in the second-hand housing transaction, due to information asymmetry, it has brought certain transaction risks to both parties, and there have also been some market chaos.

At the beginning of this year, the Municipal Housing and Construction Bureau, the Municipal Market Supervision Administration and the Municipal Network Information Office jointly issued the Notice on Strengthening the Management of Housing Transaction Information Release, requiring real estate brokers and housing rental enterprises to apply for housing verification on the online registration platform after undertaking business, and obtain the housing transaction information code (two-dimensional code) after the housing verification passes. With this verification code, the intermediary can't publish false houses at will, effectively blocking this loophole.

The verification of stock houses refers to the verification of stock house information by real estate owners, clients, real estate brokers or housing leasing enterprises through the online signing and filing platform of Changsha housing transaction (hereinafter referred to as "online signing platform") before releasing the information of stock houses for sale or lease.

"The verification content includes not only the location and construction area of the house, but also basic information such as mortgage registration and seizure registration of the house, as well as information of real estate brokers and personnel." According to the relevant person in charge of the Municipal Housing Transaction Management Center, since the implementation of "One Online Office" for housing transactions in Changsha on June 5438+065438+1 October last year, there have been 75 real estate intermediary brands, 1676 stores and1intermediary employees registered in the online signing platform. "Real name registration is not allowed.

Process: generate "green code" through automatic verification of online signing platform.

How to check the stock room? The staff of Changsha Housing Transaction Management Center gave a detailed explanation to the reporter on the 29th.

"As long as it is a house that has been online signed for the record, or a house that has obtained a certificate of ownership on state-owned land, it can be automatically verified through the online signing platform." According to the staff, if citizens want to sell their houses, they must first download the "Changsha Housing app" for real-name registration, click on "My Property", select the houses to be sold, and obtain the house verification authorization code. "This code, which is automatically generated by Changsha House app' and corresponds to the real estate owner one by one, can connect customers, network information platforms and online signing systems. The whole process of listing verification can realize the identification and transmission of listing information through the listing verification authorization code. "

According to the different channels of housing information release, if the housing information is released through the network information platform, the right holder or the entrusted party will push the information such as the authorization code of housing verification, the name of the institution, the name of the house collector, the name of the house publisher, the listing price, etc. Go to the online signing platform for automatic verification through various network information platforms. If the house information is released through the client's business premises, the obligee and the client shall sign an entrustment agreement through the online signing platform and upload the house information for verification.

It should be specially reminded that if a brokerage agency is entrusted to sell, the consignee and publisher of the real estate must be the staff of the same brokerage agency. The reporter saw that the network information platform automatically completed the verification in the background of the online signing system according to the authorization code, and generated a verified QR code on the platform. The verified QR code is green, with basic information such as house code, area and purpose, as well as relevant information such as intermediary agencies and housing brokers. "If the verification fails, the system will feedback the reason for the failure and will not generate the house verification code and QR code." The staff said.

Execution: unverified listing information shall not be released.

"The new housing verification link in the process of second-hand housing transactions is mainly to further standardize the term of second-hand housing transactions and use information technology to prevent market chaos." The relevant person in charge of the Municipal Housing and Construction Bureau said.

The reporter learned that at present, Beijing, Shanghai, Chengdu, Hangzhou and other cities are promoting housing verification, and the effect is very good. By defining the requirements of housing verification, bringing them into the credit system of the real estate industry and establishing a benign development mechanism of the real estate industry, we can not only avoid the previous vicious competition and solve the market chaos, but also improve the efficiency of government services and increase the satisfaction of citizens.

According to the operating rules, the house information released by the owner and the client should ensure that the information released in various channels such as the network information platform and the client's business premises is consistent, and clearly indicate the house verification code and QR code, brokerage agency information and employee information; The listing information without the listing verification code and QR code shall not be published.

After the implementation of housing verification, how to deal with the previously published housing information? According to reports, the release of listing information that can automatically verify the listing has been implemented since May 1 day, with a transition period of three months. Before July 3, this year, all real estate network platforms will be responsible for cleaning up all house information without house verification code and QR code.

In view of the information security issues that citizens care about, the operating rules stipulate that network information platforms and real estate brokerage institutions have the obligation to keep confidential the specific information provided by the right holders, and shall not disclose the information of the right holders at will or use the information of the right holders for other purposes.

For those who fail to implement the regulations, or fill in the telephone number of the false property owner, fail to truthfully fill in the price of the house sold, the number of complaints is not satisfactory, and the QR code is not displayed as required, the municipal housing transaction management center will take regulatory measures such as revoking the entrustment for filing, interviewing, giving a written warning, exposing, including the integrity record, and suspending the online signing to urge rectification.

How to inquire about the record information of purchased real estate in Changsha? Have you filed it?

When we buy a property, we need to put it on record. Only the property that has been put on record can be protected by law to avoid being sold by developers or intermediaries. So how to check the record information of the purchased property, and whether it is recorded in Changsha? It will be introduced in detail below.

1. Open the browser.

2. Enter "Changsha Housing and Urban-Rural Development Bureau" in the browser, then search and click the link to enter official website.

3. Enter official website of Changsha Housing and Urban-Rural Development Bureau.

4. Find "Business Query" in official website.

5. Enter the "commodity house contract signing inquiry" system.

6. Fill in the relevant information, click Query, and the query result of real estate filing information will be displayed below.

Changsha Housing Authority for the record inquiry network?

Visit official website, Changsha Housing and Urban-Rural Development Bureau for enquiries, address:

Online signing and filing process of house sales contract:

1. Selected housing. Buyers choose houses that meet the conditions for sale through the online signing filing platform.

2. Qualification examination of house purchase. After the purchaser selects the house to be purchased, the employee assists the purchaser to apply for the qualification review of purchasing houses on the online signing filing platform, and the platform automatically generates the review results.

3. Loan review (optional). If a house needs a loan, the financial institution or provident fund center will push the information about the loan and mortgage to the trading center after agreeing to the loan. If you don't need to apply for a loan, you don't need to go through this link.

4. Sign an online contract for the record. Eligible buyers shall pay the deposit or house price in accordance with the agreement (for the pre-sale of commercial housing, the house price shall be deposited into the pre-sale fund supervision account; After purchasing the stock room and choosing fund supervision, it shall be handled according to the requirements of fund supervision), the buyer and the seller and the brokerage institution can sign the contract on the online signing filing platform.

5. Pay taxes. After the contract that has been signed online for filing is taxed according to law, the buyer and the seller pay taxes according to regulations, and the tax department pushes the tax information to the relevant departments.

6. filing. After the buyers and sellers pay taxes, the employees of real estate development enterprises or brokerage institutions upload the housing transaction information through the online signing filing platform as required, and the staff of the trading center file the materials that are complete and do not violate laws, regulations and purchase restriction policies, and affix the electronic seal of the online signing filing contract.