Common interview topics of China Industrial and Commercial Bank
1. With the gradual entry of foreign banks after China's entry into WTO, the opportunities and challenges faced by the development of the banking industry.
2. Opportunities and challenges faced by ICBC's share reform and listing, and your suggestions.
3. Understanding of financial innovation.
4. Understanding of credit.
5. Contents of the Basel Accord.
6. The urgency and significance of developing off-balance-sheet business/intermediary business.
7. Types of assets and liabilities business of commercial banks.
8. Commercial bank loan pricing principles.
9. Classification of loan types of commercial banks. (five-level classification)
10. How do banks find the signals of non-performing loans and control the losses of non-performing loans?
1 1. What are the factors that affect the cash demand of commercial banks and what are the principles of cash assets?
12. Operational risks of commercial banks.
13. Marketing management concept of commercial banks.
14. Explanation of terms: bill commitment, loan sale, forfaiting, commercial letter of credit, loan policy, note issuance facilities, import and export negotiation, credit analysis, packaged lending, export credit, intermediary business, off-balance sheet business, securities portfolio, Eurobonds, repurchase agreement, 6C principle, three principles, and financial deepening.
Self-introduction in bank interview
My name is-and I'm 24 years old. I'm a local. I will graduate in July next year. Both undergraduate and graduate students are studying in northwest university of politics and law. I majored in civil and commercial law when I was an undergraduate. When I graduated, I majored in law.
During my college years, apart from my professional study, I also participated in various activities of the school, joined the student union, served as the minister of literature and art department as an undergraduate, organized many school literary evenings, served as the chairman of the graduate student association during my graduate studies, and concurrently served as the editor-in-chief of the internal publication of our college, Law Review. Every summer vacation, I will also go to the court or procuratorate for an internship.
I am a warm, cheerful, friendly and approachable type. In the past few years, I have improved my work and ability, exercised the spirit of hard work and increased my life experience. I remember when I was an undergraduate, our students raised money to make a DV movie. You can also see on Youku that during the filming process, I will encounter various difficulties, such as venues or equipment, but my classmates and I can solve them one by one.
On the other hand, I think the word responsibility has always been very important in my work. No matter how small things are, as long as I promise or do my job well, I will try my best to do it well, and I will not leave it alone because of some difficulties.
The reason why I applied for the bank this time is because I like this profession. On the other hand, I think banking is a window industry, and I will meet many different customers, which will expand my communication, especially my ability to communicate with people. At the same time, it can also help me learn more knowledge and skills. Although my major is law, I will study banking with great care and combine legal knowledge with banking knowledge. I believe he can let me give full play to my advantages and values. I believe I have the ability and confidence to do this job well, and I am very grateful to CITIC Bank for giving me such an opportunity to show myself!
How to eliminate the tension and anxiety in the interview?
First, the psychological balance method. The fierce competition in the exam is not only a contest of knowledge, but also a contest of psychology, and it is also a tempering of willpower. The mentality in the interview is particularly important. Before the interview, candidates will hear a lot of such words: build confidence, don't be nervous, let go and relax. The specific implementation process should be to achieve one high and one low: I am definitely better than my opponent with high morale; Low goals reduce the chances of success, adjust the necessity to the possibility of success, do your best, the process is more important than the result, and the right to participate in the interview should be self-training, so as to get rid of the burden and go into battle easily.
Second, the cognitive balance method. The most effective and practical way to solve the problem of not being overly nervous is to make full preparations and improve the interview level in an all-round way. There must be no speculative psychology. The more prepared, the greater the chance of success. Only by recognizing one's own ability from strength can one be prepared in cognition.
Third, the method of physical and mental balance. As the saying goes, "body is the capital of revolution", and physical relaxation is also an important part of the interview. Before the interview, take a deep breath, inhale slowly and exhale slowly, and say "relax" in your mind every time you exhale. Or close your eyes and try to imagine some quiet and beautiful scenery, such as blue sea water, golden beach, white clouds, high mountains and flowing water.
Fourth, the language balance method. You should slow down your speech. In the interview, the average candidate will speak faster because of nervousness, which will aggravate the nervousness and thus enter a vicious circle. If you deliberately slow down your speech, you can ease your nervousness, and more importantly, you can make the examiner listen to you carefully so as to leave a deeper impression on the examiner.
Articles related to common interview topics of ICBC:
★ Interview Questions and Answers of Industrial and Commercial Bank of China
★ Interview topic of China Industrial and Commercial Bank
★ ICBC recruitment interview topics
★ ICBC interview self-introduction
★ 20 15 China industrial and commercial bank campus recruitment interview
★ Self-introduction of excellent personal interview in bank
★ 20 16 ICBC pen test questions and reference answers
★ ICBC introduces itself to the interview model.
★ Analysis of bank interview questions and reference answers
★ What is the written test of ICBC 20 17?