According to 202 1 year 1 month, the lump-sum interest is 10000*0.0275*3=825 yuan. The amount of interest depends on three factors: principal, deposit period and interest rate level. According to the provisions of State Taxation Administration of The People's Republic of China Guoshuihan [2008] No.826, personal income tax on savings deposit interest will be temporarily exempted from collection since 2008 10. Therefore, interest tax will be temporarily exempted from collection on savings deposit interest.

Extended data:

Interest rates are divided into simple interest rates and compound interest rates:

Interest I=P*i*n, where I stands for interest, I stands for interest rate, and n stands for years of deposit. Our country adopts the simple interest calculation method.

① simple interest method.

Interest = principal × interest rate × term.

② Compound interest method

(Used to calculate interest when automatic rollover)

F=P×( 1+i)N (power)

F: compound interest final value.

P: principal.

I: interest rate.

N: an integer multiple of the interest rate acquisition time.

China Construction Bank official website-List of Interest Rates for Deposits of Urban and Rural Residents

Baidu encyclopedia-time deposit interest rate