If the bank card is frozen by the competent authority, you should first go to the bank to find out the reason why the card is frozen, whether it is caused by improper behavior in the use of the bank card or frozen by the judicial authority, and deal with it according to different reasons. This mainly depends on the nature of freezing. If you don't use it for a long time or the funds are abnormal. I need to take my ID card to the counter to thaw; If the law enforcement agency freezes the account because of the relevant case, there is no other way, and the cardholder needs to cooperate with the relevant authorities to complete the execution of the case before resuming the frozen account.

As long as the reason for freezing disappears (resolved), the parties may apply to the court for lifting the freezing. After the court verifies that it is true, it will lift the frozen account. In addition, there is a time limit for freezing accounts. After reaching a certain period, you can apply for cancellation.

1. If the plaintiff applies to the court for property preservation measures before or during the prosecution, the court will freeze the defendant's bank deposits according to law. In this case, the defendant can provide corresponding property guarantee, and the court will lift the freeze on bank deposits.

2. If it is because he refuses to carry out the judgment of the court, the court will freeze his bank deposit according to law during the execution procedure. In this case, if you want to lift the freeze, you must first fulfill the obligations stipulated in the judgment or other legal documents, and then apply to the court for lifting the freeze.

Treatment method:

1. If the plaintiff applies for property preservation to freeze the property, the defendant can provide corresponding property guarantee, and the court will lift the freezing of bank deposits.

2. If the refusal to perform the obligations is frozen, you can apply to the court for lifting the freeze after fulfilling the relevant obligations.

In other words, before you settle the account, you should first know from the bank which judicial department has frozen it, and then go to the judicial department to find out the reason and apply for unfreezing.

To sum up, if the bank card is administratively frozen, you can apply to the local administrative organ for administrative reconsideration and request to lift the freezing of the bank card. The people's court shall not freeze the bank deposits and other funds of the person subjected to execution for more than six months, seal up or detain movable property for more than one year, seal up immovable property for more than two years, and freeze other property rights for more than two years.

Legal basis:

Provisions of the Supreme People's Court on the Seal-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

Article 31

Under any of the following circumstances, the people's court shall make a ruling to lift the seizure, seizure and freezing, and serve it on the application executor, the person subjected to execution or an outsider:

1, sealing up, distraining and freezing the property of outsiders;

2. The application executor withdraws the application for execution or waives the creditor's rights;

3. The property that has been sealed up, detained or frozen cannot be auctioned or sold off, and the application executor and other enforcement creditors do not agree to accept the settlement;

4. The debt has been paid off;

5. The person subjected to execution provides a guarantee and requests the executor to agree to lift the seizure, seizure and freezing;

6. Other circumstances that the people's court considers that the seizure, seizure and freezing should be lifted.

Where the seal-up, seizure or freezing implemented by cancellation of registration is carried out, a notice of assistance in execution shall be issued to the registration authority.