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How do self-employed people open bank accounts?
I. Materials:

1. Original and copy of business license.

2. Articles of Association.

3. The original and photocopy of the ID card of the legal representative.

4. A copy of the partner's or shareholder's ID card.

5. Original and photocopy of the agent's ID card.

6. Five chapters (official seal, financial seal, corporate seal, special seal for contract and special seal for invoice).

7. Other materials required by the local bank.

Second, the process

1. Make an appointment with the bank account manager in advance or bring relevant materials directly.

2. Under the guidance of the account manager, sign relevant documents and seal them.

3. The bank will submit relevant information to the central bank, which usually takes 5 working days, and the central bank will issue an account opening permit.

4. Wait for the account manager to inform you to obtain evidence, receipt card, U shield, etc.

5. Carry out the remaining operations such as account deposit under the guidance of the account manager.

Extended data:

The types of bank accounts of the Company are divided into basic bank accounts, ordinary bank accounts and temporary bank accounts.

When you register a company, you must open a basic bank account. People usually say that opening a bank account means opening a "basic bank account".

The types of bank accounts of the Company are divided into basic bank accounts, ordinary bank accounts and temporary bank accounts.

When you register a company, you must open a basic bank account. People usually say that opening a bank account means opening a "basic bank account".

Basic account

Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.

General deposit account

A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.

Temporary deposit account

Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.

Special account

It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.

References:

Baidu Encyclopedia-Bank Account Opening Process

References:

How do self-employed people open accounts in banks? What information do you need? How to operate? Problems needing attention