1. Company pays back
Employers' employees, due to the overall arrears of the unit, transfer, unpaid due and other reasons, need to pay social insurance premiums.
2. Personal payment
Individuals can only pay the old-age insurance, and the interrupted part of medical insurance cannot be paid, so they can only continue to participate in the insurance.
3. Pay the handling place
Social insurance bureaus in all districts need to go to the street social security office if they want to join the insurance.
First, the employee social security payment
(A) the impact of employee medical insurance payment
1, if the employer and its employees are in arrears with medical insurance premiums, they will be suspended from enjoying medical insurance benefits on 1 day next month.
2. If the employer and its employees pay the medical insurance premiums in full within 3 months, they shall pay the relevant medical insurance benefits according to the regulations;
3, more than 3 months to pay in full, from the next month 1 day to enjoy medical insurance benefits. During the period when the arrears are paid up, the funds in the personal account of the insured shall be paid up according to the regulations; The medical expenses incurred shall not be paid by the medical insurance fund, and the losses caused to the employees shall be borne by the employer.
(two) the "payment period" of employee medical insurance.
According to the current regulations, if an employee's medical insurance insured retires well and begins to receive the basic old-age insurance benefits on a monthly basis, the employee's medical insurance payment period will be 30 years for men and 25 years for women (including the actual payment period and deemed period in our city, and the actual payment period must be 10 years according to the regulations), so they can no longer pay the basic medical insurance fee (but still need to pay a large amount of medical insurance), that is, they can enjoy the medical insurance benefits.
Second, the new provisions of Chongqing social security payment 2022
1, paid by the company
Conditions: The employees of the employing unit have to pay the social insurance premium due to the overall arrears of the unit, transfer, unpaid due and other reasons.
Materials:
(1) A declaration form for the maintenance of total wages of employees participating in the basic old-age insurance for enterprise employees in Chongqing signed by the employees themselves.
(2) The original and photocopy of the resident ID card.
(3) the original or photocopy of the relevant materials that can prove the enterprise's labor relations in the payroll roster or employee files.
Process:
1. The insured unit shall fill in the Application Form for Maintenance of Total Wages of Employees in Social Insurance Units in Chongqing to the social insurance company's business office in the insured area, and provide the original and photocopy of the annual Employee Wage Roster and other supporting materials.
2 * * * business office to review the materials submitted by the insured units. The information is incomplete or does not meet the requirements, to the insured units issued "Chongqing for social insurance business supplementary materials notice"; If the audit is correct, the maintenance information will be recorded in its social insurance archives and computer database, and the maintenance information will be notified to all social insurance agencies for follow-up business within 3 working days after the change.
Time limit and cost:
Time limit for processing: immediate processing on working days.
Handling fee: free of charge.
2. Personal payment
Individuals can only pay the old-age insurance, and the interrupted part of medical insurance cannot be paid, so they can only continue to participate in the insurance.
(1) Conditions for repayment:
1, local household registration or non-agricultural household registration in other places
2, terminate the labor relationship with the unit
3, the social insurance account in this city.
4. Flexible employees whose social insurance accounts are suspended.
(2) Supplementary materials:
Supplementary payment of endowment insurance:
An application form for individual insured in Chongqing to pay the old-age insurance premium confirmed by my signature (on-site collection);
Copy of the original ID card;
Original and photocopy of the household registration book;
Employee's file (if there is a deemed payment period before, it needs to be provided). Employee's medical insurance can't be paid back, so they can only continue to participate in the insurance.
Materials required for continuing to join the insurance: ID card, household registration book, social security card, employment and entrepreneurship certificate, and certificate of termination of labor relations.
(3) Time for overdue payment:
Workers' medical insurance can continue to pay premiums, make up personal accounts, make up the number of years and make up the reimbursement within 3 months. If the payment is made after more than 3 months, you can only make up your personal account and the number of years.
(4) Repayment process:
If you apply for medical insurance for urban workers in the street where your account is located in your personal capacity within 3 months, you can continue the insured part of the unit and enjoy the benefits without being affected; If it is more than 3 months, you will enjoy medical insurance benefits from the 13 month from the month when you go to the street to join the insurance.
(5) Time limit and expenses:
Time limit for processing: immediate processing on working days.
Handling fee: free of charge.
3, pay for the location
Social insurance bureaus in all districts need to go to the street social security office if they want to join the insurance.
Legal basis:
Article 4 of the Social Insurance Law of the People's Republic of China: Employers and individuals in the People's Republic of China pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.