The purpose of the loan is generally what the bank has filled in in the contract in combination with the actual purpose of your loan.
Second, how to write the loan use certificate
The purpose of consumer loans can generally be to improve the quality of life, shopping, house decoration,
Never do business or other reasons. He will explain to you the specific account manager you are docking with. Has his preliminary work been done in place?
Third, how to write the explanation of the use of funds
Question 1: How to write the certificate of the use of funds 10. If you want to buy a car, you should write a car, and if you buy a house, you should write a house. Note: the bank should be entrusted with the payment. But don't fill in the use of buying stocks or other similar gambling. You can't get a loan once you fill in the package.
Question 2: How to write the certificate of the use of funds:
This is to certify that the amount paid by our company in cash to the account number is.
Stamp of issuing unit
date month year
Model article 2 on the proof of the use of funds:
xxxxxxxxxxxxxxxx
Land consolidation project (bid X)
Instructions on the use of funds
Xxxxx farm:
We undertake the contract project of black xxxxxxxx land consolidation project (bid X). The construction tasks of this bid section include: farmland water conservancy project, field road project and equipment purchase, of which farmland water conservancy project is RMB X, field road project is RMB X, equipment purchase is RMB X, and the total contract price is RMB X..
The financial situation is as follows:
1, project received
2. Bank deposit of X yuan.
3, project construction x yuan, including land leveling project labor cost x yuan, material cost x.
4. The management fee is RMB X, including salary of management personnel, travel expenses and transportation expenses.
5. The financial expenses are RMB X, of which the handling fee of financial institutions is RMB X..
6, its xxx yuan
7. The salary payable to employees is X yuan.
xxxxxxxxxx
X year x month x day
Model article 3 on the proof of the use of funds:
Description of the use of funds
Our company withdrew money from Yinchuan Road Sub-branch of Bank of Qingdao Co., Ltd. on March 28th, 2xxx.
RMB, which is used to pay for the materials purchased by the company for business development needs, is hereby certified!
March 28th, 2xxx
Use of funds
Explanation on the use of company funds
Tianjin Local Taxation Bureau uses Development Zone Sub-bureau:
(Company name) was registered in accordance with the law on, and the place of registration was noted: legal representative. Due to the difficulty in business development, there has been no income and zero tax declaration since the opening of the business. In order to make full use of the funds, the company borrowed them from affiliated companies in Japan, Japan and Japan. Our company only deals with capital transactions rather than investment business.
This only shows that
Remarks: Please fill in according to the actual situation of fund transaction accounting, and copy the receipts and vouchers.
Question 3: How can I write according to the purpose? I can write: reserve fund, salary, travel expenses, etc.
Question 4: How to write the certificate of the use of loan funds can't be written as investment. Banks don't issue loans for this, and it is better to have requirements for working capital and purchasing goods.
Question 5: Model loan use description: The loan use must be written in 20 10 three methods and one guide according to the actual use, which strictly requires the authenticity of the loan use. If the bank finds that the actual use of the loan does not match the application purpose in the later inspection, it can be considered as misappropriation of loan funds, and the bank has the right to stop the interest and ask the loan to repay all the principal and interest of the loan in advance. And the interest rate of the loan will go up. Moreover, in order to prevent the lender from lending more than a certain amount, it is necessary to transfer the loan funds to the account of the borrower's transaction object in real time by means of the lender's entrusted payment. As long as your use is legal, it is not used for stock trading, gambling and other illegal industries or industries with overcapacity such as real estate and mining, just tell the truth.
Question 6: How to write a description of the source of funds to indicate the source of funds, such as self-financing, loans and subsidies. In short, how to write the funds. Finally, individuals should sign, enterprises and institutions.
The following are by-laws
Wangdu county hospital
Proof of origin
In order to improve the comprehensive medical level of the hospital, provide reliable diagnosis basis for patients, and ensure the development of clinical diagnosis and treatment technology to improve the comprehensive strength of the hospital, after full research and demonstration, combined with the economic strength of our hospital and reported to the higher authorities for approval, we decided to buy a linear accelerator LA machine, with a planned investment of 7 million yuan, and the source of funds is entirely our own funds.
Hereby certify that
Wangdu county hospital 20 14-04- 16
Question 7: The format of the loan purpose statement should first consider that the loan purpose should conform to the national industrial policy, second, it should conform to the credit policy of the lending bank, third, it should be written specifically and clearly, and fourth, it should have market prospects.
Question 8: How to write the bank for the purpose of enterprise loans and the source of repayment:
Our company is a loyal customer of your society and the key support object of your society, and has a good credit for many years. Has been engaged in processing for many years, with good business performance and rich business experience, and the current working capital reaches 10,000 yuan.
Thanks to the strong support of the county for the industry for many years, the support of the national industrial policy, and the preferential policies of the enterprises with special needs of ethnic minorities, the enterprises, as one of the pillar industries of the county, have brought great development.
Therefore, to continue to seize opportunities and expand business opportunities, it is necessary to expand reproduction. This needs the strong financial guarantee as the backing, and the strong support of the financial sector. Therefore, the company needs to borrow RMB 10,000 as supplementary working capital, and we hope that your bank will approve it.
Because the company is in good operating condition, strong management ability, strong operating ability and profitability, high credibility and promising development prospects, in order to expand the scale of operation and make the enterprise bigger and stronger, but the liquidity of the enterprise is insufficient, we now apply to your bank for a loan as a short-term liquidity loan. Because the company has good business projects, good benefits and sufficient sales income and cash inflow, the company promises to repay your loan and interest on time with the sales income and cash inflow of the company, so as to ensure the loan of your bank.
I. Basic information of the enterprise
The company was established in. In the industrial park, it covers an area of mu, with a building area of square meters, with machine tables (sets) and production lines. The company was identified by the State Ethnic Affairs Commission as a designated production enterprise of ethnic minority articles, developed into a dominant backbone enterprise of county industry and a "232 1" labor training base. The company operates steadily, with advanced business philosophy and high management level.
Second, the assets and liabilities of enterprises
At present, the company's total assets are RMB, including fixed assets, inventory, accounts receivable and other assets.
The Company borrowed RMB 10,000 from CCB, RMB 10,000 from Chengnan Credit Cooperative and RMB 10,000 from accounts payable. Assets and liabilities%.
Iii. Operation of the Company
In the process of development, the company actively adjusts its business strategy and pays attention to the development and maintenance of the sales market. In 2006, it has achieved 100% order management, and completely got rid of the passive management situation of blind acquisition. Established a long-term cooperative relationship with the company and Shenzhen co., ltd. Strict quality control in production has won many customers with high-quality products. The processing and management strategy without plush has been implemented, and good market and economic benefits have been achieved at present.
IV. Development of the Company: In 2005, the Company generated a total operating income of RMB 10,000, and paid taxes of RMB 10,000 to the State Treasury; In 2006, the total operating income reached million yuan, and the tax was paid to the state treasury million yuan.
Our company has established a modern system in accordance with the Company Law, and a modern enterprise framework has been formed. Pay attention to integrity construction, technological progress and system innovation. Over the years, with perfect management and high and low market prices, we have been making steady progress. In the course of operation, we strictly control the collection and sale, pay close attention to market conditions, operate flexibly, and have a strong sense of risk and a high degree of sincerity. Over the years, our business has been thriving and getting bigger and bigger. The company's production and operation have entered a good cycle state, with normal operation, orderly management process and steady and sustained development, and now it has good profitability.
V. Loan Purpose and Repayment Source
The company's loans are used to supplement working capital and purchase raw materials. The source of repayment is the funds returned from sales.
We believe that with the support of your bank, our company will continue to be bigger and stronger and become the industry leader.
Hereby apply
Enterprise legal person:
Products co., ltd
date month year
Question 9: How to write a report on the use of loan funds? The report on the use of loan funds is the bank's tracking management after the loan, which is a general official document. Then, write down whether the project or the company's operation is good or not, which is of course very good. This is also a statement that banks need to see. For example, the project loan, the project is being effectively carried out, it is expected to be completed for a long time, and whether the scheduled effect can be achieved after completion, etc. Sichuan makes it feel that the loan risk is small, and the working capital loan, because of the loan, the company's funds are running well, the company's logistics and capital flow are greatly improved, and the inventory, operation and sales costs are reduced. Similarly, let them feel that the loan is safe. Actually, you can get a sample directly from the bank.
Question 10: How to write the loan purpose certificate? The purpose of consumer loans can generally be to improve the quality of life, shopping, house decoration,
Never do business or other reasons. He will explain to you the specific account manager you are docking with. Has his preliminary work been done in place?
4. What does it mean for the Rural Commercial Bank to come to the door and ask for a loan application form, and also take an ID card?
If you need to apply for a loan, you need to fill it out.
Conditions for loan business:
1, a natural person aged from 18 to 65 years old;
2. The actual age of the borrower plus the loan application period should not exceed 70 years old;
3, with a stable occupation, stable income, the ability to repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legal use of the loan;
Materials to be prepared for loan:
1, valid ID;
2. Proof of permanent residence or valid residence, and proof of fixed residence;
3. Proof of marital status;
4. Bank flow;
5, proof of income or personal assets;
6. Credit report