Nowadays, the employment of many college students and laid-off workers has become a major social problem, and how to start a business is the best way to solve the problem. As far as entrepreneurship is concerned, what relevant policies need to be understood and what process steps need to be taken? The article answers for you. The end of July is the deadline for college graduates to leave school. Although students who haven't implemented the "in-laws' family" are unwilling to accept this reality, the problem of "rice bowl" must be faced squarely. Another reality is the reemployment of laid-off workers. After the 40-year-old line, it is unrealistic for college students who want to rush out like spring leeks to grab the "rice bowl". Therefore, self-employment has become the unanimous choice for college students and laid-off workers after graduation. But they seldom pay attention to a series of problems, such as how to do business licenses, how to use tax policies, and how to apply for microfinance. For this reason, the author visited the departments of industry and commerce, taxation and finance, and "drew" a simple flow chart from a practical point of view. Of course, the policy "mystery" inside is clear at a glance. Industry and commerce 1. The procedure of enterprise registration in the industrial and commercial sector is: receiving form-inquiring name-submitting materials-accepting-approving-charging-invoicing. Generally speaking, from the beginning of applying for a license, if the materials are complete, it can be done in seven working days, and the required expenses vary according to the different business projects audited, usually several hundred yuan. If you are afraid of boredom, you can also entrust a professional registered company to handle it on your behalf, but the cost is much higher, ranging from one thousand to three thousand. If you are not too busy, I suggest you do it yourself. On the one hand, you can save money, on the other hand, you can learn a lot of practical knowledge so that you can get used to it in the future. In addition, it should be noted that in industrial and commercial registration, according to the different registered capital, the level of choosing industrial and commercial departments is also different. For example, the registered capital of the registration hall of Nanjing Industrial and Commercial Bureau is at least 2.5 million. Less than this figure can be handled at the district and county industrial and commercial branches or industrial and commercial offices. If it is really urgent, according to some special affairs or the "exemption regulations" issued by the provincial and municipal industrial and commercial bureaus, you can first file with the local industrial and commercial departments and then open them. Going through the formalities again during the operation period is the popular "boarding first, then making up the ticket". 2. Entrepreneurial policies should be backed up. For college graduates, the state has always encouraged them. As early as last year, the State Administration for Industry and Commerce specially issued the Notice on Preferential Fees for Self-employed College Graduates. The specific contents are as follows: 1. All self-employed college graduates (including junior college students, undergraduates and postgraduates) are approved by the administrative department for industry and commerce, except for industries restricted by the state (including construction, entertainment, advertising, sauna, massage, Internet cafes, oxygen bars, etc.). Within 1 year, individual industrial and commercial households will be exempted from registration fees (including industrial and commercial registration, change registration, change of business license and copy of business license), management fees for individual industrial and commercial households, market management fees, economic contract verification fees, and cost of demonstration texts of economic contracts. Second, college graduates applying for registration of the establishment of individual industrial and commercial households shall present their graduation certificates and personal identity cards issued by ordinary colleges and universities to the registration authority, and the National Employment Registration Certificate for College Graduates from Ordinary Colleges and Universities or the National Employment Registration Certificate for Postgraduates (hereinafter referred to as the "Registration Certificate") issued by the employment authorities of provincial colleges and universities. After the registration authority has verified that it is correct, it shall go through the registration formalities according to law, indicate the registration time on the registration certificate, affix the seal of the registration authority and return it to me, and indicate "(college graduate)" after the name of the business license operator of individual industrial and commercial households. College graduates are exempt from the above fees with the business license of individual industrial and commercial households. Financial articles 1. There are many stories about circuitous loans that can be tried from scratch, but the first money for starting a business is also indispensable. This money can be borrowed from the bank. According to statistics, Nanjing has issued loans of 3.576 million yuan to help 30 1 people embark on the road of entrepreneurship, of which 19 industry can be fully subsidized by the government. For college students, money is an obstacle. According to the reporter's understanding, at present, no bank in Nanjing is willing to take credit loans, and under the background of tight monetary policy in the country, college students who have just left school must have physical mortgage or entity guarantee if they want to borrow money. Fortunately, laid-off workers can enjoy government-guaranteed funds if they want to start a business. If college students can't find jobs after graduation, they will become "laid-off and unemployed" in a sense. According to relevant sources, college students can go to the streets or neighborhood committees where their household registration is located. It is understood that at present, the target of venture loans is laid-off workers in Nanjing, who must have permanent residence in Nanjing, be under 60 years old and have certain labor skills. Whether you are self-employed, self-employed or organized for employment, you can apply for a small secured loan from a commercial bank with the re-employment concession card issued by the labor department on the premise that the loan guarantee institution promises to guarantee. 2. The loan amount is limited. It is reported that the amount of small secured loans is generally around 20,000 yuan, and the repayment method and interest settlement method are agreed by both borrowers and lenders. For laid-off and unemployed people who are engaged in partnership and employment, the scale of loans may be appropriately expanded according to the number of people, and the loan period is generally not more than two years. At present, a commercial bank has a maximum loan of 654.38 million yuan, which is provided to several laid-off workers in partnership. If the project is good and in urgent need of funds, the maximum loan can be 50 thousand yuan. If being laid off can help you solve the problem, then I hope you can click "adopt" and lift a finger, which will encourage us to continue to answer the questions of other QQ users. Guotai Junan _ Great Wisdom