The three-year interest rates of large deposit certificates of rural commercial banks are 4% and 55%. The interest rate of three-year certificates of deposit of rural commercial banks is 4% or 55%, which is slightly higher than that of state-owned banks, but it is still relatively normal. After all, the overall strength of rural commercial banks is not as good as that of state-owned banks, so in order to increase deposits, we can only raise the deposit interest rate appropriately.

The certificate of deposit was officially launched on June 5, 20 15. Pricing in RMB refers to the large deposit certificates issued by banking deposit financial institutions for individuals, non-financial enterprises, government organizations and so on. Different from ordinary certificates of deposit, large certificates of deposit can be transferred in advance, with a term of not less than 7 days, a high investment threshold and an integer amount.