When one or more owners of a joint account apply for closing the account, all the account owners must agree. If the owner of any party to a joint account does not agree to cancel the account, the joint account cannot be closed for cancellation.

1. All account owners will fill in the Application Form at the national networking outlets with their valid ID cards and deposit certificates and sign it for confirmation.

2. When closing a joint account, the deposit (if any) in the account must be settled first, and the remaining funds in the account will be transferred to the account determined by all the account owners after being confirmed by all the account owners' signatures. If cash is required to be withdrawn, all the account owners must sign for it. If one party of the joint account loses civil capacity, its guardian will participate in the negotiation and sign for it. If the owner of a joint account dies, is declared dead or is declared missing, his legal property heir or legal property custodian will participate in the negotiation and sign for it.

3. After the joint account is closed, the deposit certificate allotted to this account shall be invalidated according to the relevant provisions of BOC.

Due to differences in business in individual regions, please consult the Bank's handling outlets or call the Bank's customer service hotline 95566 for details.

(Answer time: May 29, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.