According to Article 1 of the Notice on Promoting the Stable and Healthy Development of Dalian Real Estate Market, the housing purchase restriction policy is implemented. Households with two or more houses in Zhongshan District, Xigang District, Shahekou District, Ganjingzi District and Hi-tech Park in this Municipality (including families whose family members are registered residents in this Municipality) will suspend the sale of houses in Zhongshan District, Xigang District, Shahekou District and Hi-tech Park.
Non-registered households in this city own 1 sets or more houses in the central city of this city, and the sales of houses in restricted areas are suspended. Families who are not registered in this city have no housing in the central city of this city, and can purchase 1 apartment in restricted areas. When purchasing a house, you must provide a personal income tax or social insurance certificate that you have paid 12 months or more in this city in the first two years from the date of applying for purchasing a house. The paid personal income tax or social insurance certificate will not be recognized.
Extended data:
"Notice on Promoting the Stable and Healthy Development of the Real Estate Market in Our City" Article 3 implements a differentiated housing credit policy. The maximum loan amount of a single housing provident fund in the central city was reduced from 450,000 yuan to 400,000 yuan. If a family purchases a second home and applies for a personal housing provident fund loan, the down payment ratio shall not be less than 60%, and the loan interest rate shall be 1. 1 times the benchmark interest rate of the personal housing provident fund loan in the same period; Stop issuing housing provident fund and personal housing loans for the purchase of third and above houses.
In the restricted purchase area, the minimum down payment ratio for households applying for commercial personal housing loans to purchase the first home is 30%; For households that already own 1 apartment, the minimum down payment ratio is 40% in order to improve their living conditions and apply for a commercial personal housing loan to buy a house again. The loan interest rate shall be implemented in accordance with the relevant regulations of the bank.
Dalian Municipal Government-Notice on Promoting the Stable and Healthy Development of Dalian Real Estate Market