1, the unit verifies the relevant extraction certification materials and photocopies provided by individual employees, and qualified managers of the unit fill in the Application Form for Housing Provident Fund Extraction and the Inventory of Housing Provident Fund Extraction uniformly printed by the Housing Provident Fund Management Center, and apply to the account opening management department with the originals and photocopies of relevant certification materials;

2. The personnel of the management department shall review the extracted materials, amount, times and personal account information. For those who meet the extraction conditions, go through the extraction procedures; For the audit does not allow extraction, inform the reasons for not allowing extraction; For special circumstances can not be answered in time, should consult the director of the management department and the relevant departments of the housing provident fund management center, and give a clear answer to the unit within three days;

3. For those who meet some extraction conditions, the personnel of the management department should enter relevant information in the system according to the extraction materials, establish a Record Sheet for the Extraction of Housing Provident Fund for the first employee, and stamp the purchase invoice (or purchase receipt, down payment invoice, rent invoice, tax payment voucher, invoice for purchasing materials) with the words "housing provident fund extraction";

4, management personnel input "housing provident fund withdrawal list" and confirm the personal savings account;

5. After the withdrawal is confirmed, the personnel of the management department will print an Application for Withdrawal of Housing Provident Fund and an Inventory of Withdrawal of Housing Provident Fund in duplicate. If the withdrawal is cancelled, it is also necessary to print an Interest Statement for Cancellation of Personal Housing Provident Fund.

Conditions for withdrawal of provident fund:

1, for the purchase of owner-occupied housing, provide the purchase contract, agreement or other certificates;

2, the purchase of owner-occupied housing, provide approval documents or other documents from the administrative departments of construction, land and other;

3, renovation, overhaul occupied housing, provide the approval documents of the planning administrative departments or other documents;

4. If you retire, provide a retirement certificate;

5, completely lost the ability to work and terminate the labor relationship with the unit, to provide proof of complete loss of labor ability and proof of termination of labor relations;

6, after the termination of labor relations with the unit, not re employment for five years, to provide proof of unemployment;

7. If you leave the country to settle down, provide proof of leaving the country to settle down;

8, account out of the administrative region of this province, provide proof of migration;

9. If the principal and interest of the house purchase loan are repaid, the house purchase loan contract shall be provided;

10, pay the rent, provide proof of salary income and housing lease contract;

1 1, migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relationship;

12. Other circumstances stipulated by the Housing Provident Fund Management Center.

To sum up, if you want to withdraw the provident fund, employees must first apply to the unit, and the unit will review the relevant certificates submitted by individuals. If it meets the conditions for withdrawal, the unit will fill in the approval form for individual withdrawal of housing provident fund and affix the reserved seal.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) Retired;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(five) to repay the principal and interest of the house loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.