I. Place of application:

1, local bank outlets;

2. Bank credit card center staff;

3. ICBC and CCB support online banking applications.

Second, the application conditions:

1, at least 18 years old;

2. Have a stable repayment ability.

Third, submit the certificate:

1, ID card;

2. Work certificate or income certificate;

3. Proof of assets such as real estate and vehicles under the name of the individual;

4. Other bank credit cards, etc.

The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.

Need to fill in the application form, work phone, home phone, my mobile phone; Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers. In addition, ICBC will make a star rating according to your assets in ICBC, and decide whether to issue cards according to the star rating.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.

First, please ask the credit card salesman or lobby cashier to fill out the application form. The other party will generally ask you to fill in the application form when your conditions are likely to approve the card, and then submit the above information to the bank for approval. Whether or not to approve the card and the amount of card approval depends on the comprehensive score of the bank (there are special scoring standards, as long as the score is enough). After submitting the form, you can enter your ID number in the bank official website to check the application progress. Hope to adopt!