1, directly deliver the check to the drawee's bank;
2. Fill in the bill and give it to the bank teller to discount the bank acceptance bill (in most cases, the usual method is also called the common method). It takes about 2 days (excluding holidays), sometimes only one day;
Discounting bank acceptance bills is a financing behavior in which the applicant transfers the unexpired bank acceptance bills to the bank due to the need of funds, and the bank pays the balance of the face value after deducting the discount interest to the holder.