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Can the car under the company name be mortgaged?
1. Can the vehicle under the company name be mortgaged?

Automobile mortgage is now estimated to be unworkable. With the tightening of money supply, all businesses will control risks in the future. There were not many banks that originally accepted automobile mortgage, but now it is estimated that there is no more. You can find a guarantee company and pay a certain percentage of the loan guarantee fee after you get the loan! You can apply for the loan business of local rural credit cooperatives or local banks, but it is recommended to apply online, because the loan officers of local rural credit cooperatives or banks may not be professional, while some professional lending institutions are more professional and can help you find the most suitable loan scheme, without geographical restrictions, and some do not charge fees. They know which bank has this product, which bank has the highest loan amount, the lowest loan interest rate and the longest loan period. Will give you the most suitable loan scheme. It is very suitable for ordinary individuals who lack funds.

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Second, can the company's car be mortgaged?

The car of the company can be mortgaged, but the loan should be applied in the name of the company road. To use a company car as a mortgage loan, the following conditions need to be met:

1. The enterprise has independent legal personality and is a domestic enterprise registered with the Administration for Industry and Commerce;

2. The car is under the name of the enterprise;

3. Only the legal person or shareholder of the company has the right to handle the vehicle mortgage loan on behalf of the enterprise.

Third, can the company's car be mortgaged privately?

A car has a driving license. When buying a car, there is a bus registration on the driving license, while when buying a car, there is a personal name on the driving license. If it is mortgaged, the bus needs a company business license and a corporate legal person certificate. Only with these can mortgage loans be made, while if it is a private car, it needs a personal ID card and a driving license to mortgage loans.

4. Can the company get a loan to buy a car? Yes.

Enterprises and companies can borrow money to buy a car. The process of company loan to buy a car is very similar to that of personal loan to buy a car. If a company buys a car, it will not give a loan, mainly because it does not meet the standard of loan to buy a car. The conditions for a company to borrow money to buy a car are as follows: it is an enterprise with legal personality, it needs to have the ability to repay the loan, and during the loan application period, it has not less than the down payment for buying a car stipulated by the bank to be deposited in the financial department of the bank, and it provides recognized guarantees to the bank. The above is the relevant content of whether the company can borrow money to buy a car.

How long can I apply for a car loan after it is rejected?

After the car loan is rejected, you can apply immediately, but the application result is likely to be rejected. Because the personal qualification of continuing to apply for a car loan has not changed, it will still be unqualified. Therefore, after the car loan is rejected, you can try to apply again three months later. Users can improve their personal credit and reduce their personal liabilities within three months to meet the application criteria, so the application is also highly likely to pass. In general, the rejection of car loans is mainly caused by personal credit problems or excessive personal debt. If users want to apply for car loans, they must maintain good personal credit information and reduce personal debt, otherwise it will be difficult to apply for car loans.

Can I mortgage the car loan if it is not paid off?

You can't mortgage the car loan until it is paid off. You need to go to the vehicle management office for mortgage registration. If you have already mortgaged and the loan has not been paid off, you can't mortgage it again. The car loan has not been settled, so the ownership of the car is not owned by the owner, and the owner may not have the right to apply for a mortgage loan, and the bank will not accept this type of mortgage loan. When using a vehicle as collateral, the owner of the vehicle is required to have the ownership of the vehicle. Secondly, the vehicle needs to meet the relevant requirements of the bank. The vehicle is consumable and depreciates quickly. Although the vehicle meets the standard of mortgage loan, the bank will not accept it easily in order to control the loan risk. The bank will make a comprehensive evaluation of the borrower. This article mainly writes about the knowledge about whether a company can borrow money to buy a car, and the content is for reference only.