In Hefei, Anhui Province, many enterprises rely on loans to maintain their production and business, but some of them borrow for the first time, and they don't know how to borrow, such as what loan products to choose and what matters to pay attention to. Here is a brief introduction. 1. How to get a loan from an enterprise in Hefei, Anhui? First of all, find a formal lending institution, which is to ensure that the information will not be leaked, and the safety of funds will be guaranteed, and the loan business can be carried out locally in Hefei. After all, most loans cannot be handled across regions. Secondly, the choice of loan types, such as credit loans, mortgage loans, or pledge loans, is usually based on the qualifications of enterprises. For example, those who have paid taxes in good faith for more than 2 years can apply for corporate tax loans, such as Ping An tax loans and Weizhong micro-business loans. Not bad; If you have sufficient value and strong liquidity collateral under your name, such as factory buildings and commercial houses, you can apply for mortgage loans. Finally, choose the loan channel. In fact, it is offline processing, online processing and so on.

2. Notes on corporate loans in Hefei, Anhui Province: 1. Loan interest: Corporate loan interest is usually calculated on a daily basis, repaid on a monthly basis, and can be repaid as it is borrowed. Different lending institutions have different interests, such as micro-business loans, the lowest daily interest rate to specific interest rate should be determined according to the credit conditions of the borrowing enterprise. No matter how much interest, it is best not to borrow if the annual interest rate exceeds 24%. 2. Repayment method: In addition to average capital and matching principal and interest, some corporate loans also support interest before principal, and there is only one choice. It is recommended to choose according to the repayment ability of the enterprise. By the way, let's see if we can support the extension. If we can't repay the loan, we can extend it to avoid overdue.