You can consider taking advantage of the national tax policy: sole proprietorship + approved collection (comprehensive total tax burden 3%-5%). The "production and operation income" of a sole proprietorship is already the investor's personal income, and the personal production and business income has been paid. After personal income tax on business income, there is no personal income tax issue on dividends (20%), and the money can be directly transferred to the investor's own private account. Through reasonable and legal methods such as changing business relationships or changing business models, part of the income and profits can be withheld or introduced into sole proprietorships with preferential policies to reduce corporate tax costs and maximize corporate value.

How can an individual's own company legally transfer money to an account under his or her name? Under normal circumstances, the general method of legally transferring money from one's own company to one's own account is: First, the company pays dividends and the company makes money. It is legal to distribute shareholder dividends, but company dividends need to pay tax, usually 20% income tax. As long as you are willing to pay tax, there is no problem. The second is that the boss gets a salary, but if the boss's salary is too high, you need to pay taxes, and you also need to pay social security. Social security is based on your salary income, so you still need to pay more. Therefore, the bosses of small and medium-sized enterprises are unwilling to adopt the first two situations. The third is that all consumer expenses are paid through the company, and all expenses at the boss's home are paid through the company. This method can pay less tax and no tax.

The fourth is investment. Company assets are transferred to personal accounts through various investment methods. Many of these methods are tax-free.

Legal basis: Article 3 of the "Implementation Rules of the Tax Collection and Administration Law of the People's Republic of China": Any decision made by any department, unit or individual that conflicts with tax laws and administrative regulations shall be invalid. The tax authorities shall not enforce it and shall report to the higher tax authorities.

Taxpayers shall perform their tax obligations in accordance with the provisions of tax laws and administrative regulations; any contracts or agreements signed by them that conflict with tax laws or administrative regulations shall be invalid.

Article 4 of the "Implementation Rules of the Tax Collection and Administration Law of the People's Republic of China": The State Administration of Taxation is responsible for formulating the overall plan, technical standards, technical plans and implementation methods for the informatization construction of the national tax system; Tax authorities at all levels should carry out specific work on the informatization construction of the tax system in their region in accordance with the overall plan, technical standards, technical plans and implementation methods of the State Administration of Taxation.