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Measures of Wuhan Municipality on Basic Medical Insurance for Urban Workers (revised in 2005)
Chapter I General Provisions Article 1 In order to ensure the basic medical care for urban workers and retirees, these Measures are formulated in accordance with the Decision of the State Council Municipality on Establishing the Basic Medical Insurance System for Urban Workers (Guo Fa [1998] No.44) and combined with the actual situation of this Municipality. Article 2 These Measures shall apply to the basic medical insurance management and related matters of organs, institutions, social organizations, urban enterprises, private non-enterprise units (hereinafter referred to as employers) and their employees and retirees (excluding employed foreigners) within the administrative area of this Municipality. Article 3 The basic medical insurance premium shall be borne by both the employer and the employees. The basic medical insurance fund combines social pooling with individual accounts to balance revenue and expenditure; The level of basic medical insurance is compatible with the economic development level of this Municipality and the affordability of finance, employers and individuals. Article 4 The basic medical insurance shall be co-ordinated by the whole city and managed in a territorial way. The basic medical insurance for urban workers in Caidian, Jiangxia, Dongxihu, Hannan, Huangpi and Xinzhou Districts shall be temporarily managed by this district as a whole, and conditionally incorporated into the overall management of the whole city. Article 5 The administrative department of labor and social security is the competent department of basic medical insurance for urban workers, and is responsible for organizing the implementation of these measures; Under the medical insurance agency, responsible for the daily work of basic medical insurance for urban workers.

Finance, health, drug administration, local taxation, auditing, price and other departments shall, according to their respective responsibilities, coordinate the work related to basic medical insurance. Article 6 On the basis of establishing the basic medical insurance system for urban workers, a supplementary medical insurance system shall be established. Chapter ii collection and payment of basic medical insurance premiums article 7 basic medical insurance premiums shall be paid by employers and employees on a monthly basis. Article 8 Employees shall pay the basic medical insurance premium at the rate of 2% based on their average monthly salary in the previous year, which shall be withheld and remitted by their units.

If the employees do not have the average monthly salary of the previous year, the average monthly salary of this year shall be the payment base; If there is no average monthly salary of this year, the monthly salary will be used as the payment base.

The average monthly salary of employees or the monthly salary is lower than 60% of the average monthly salary of employees in the city in the previous year, and 60% of the average monthly salary of employees in the city in the previous year is used as the payment base; More than 300% of the average monthly salary of employees in the city in the previous year, and 300% of the average monthly salary of employees in the city in the previous year is the payment base.

Retirees who have gone through retirement formalities in accordance with state regulations do not pay the basic medical insurance premium. Article 9 The employing unit shall take the sum of the payment bases of its employees as the payment base, and pay the basic medical insurance premium at 8%.

The employing unit shall pay the basic medical insurance premium for retirees in a lump sum according to 50% of the average wage of employees in the whole city last year, and the specific measures shall be formulated by the municipal labor and social security administrative department. Article 10 The Municipal People's Government may, according to the needs of economic development and the medical consumption level of urban workers, put forward opinions on adjusting the payment ratio of basic medical insurance premiums, which shall be implemented after being approved by the provincial people's government. Eleventh basic medical insurance premiums paid by the employer shall be collected according to the channels stipulated by the financial department.

The basic medical insurance premiums paid by employees are exempt from personal income tax. Twelfth the employer shall, within 30 days after participating in the basic medical insurance, go through the registration formalities for the basic medical insurance payment at the medical insurance agency and the local tax authorities; The newly established employer shall go through the registration formalities within 30 days from the date of establishment.

Where an employing unit merges, splits, goes bankrupt, cancels or establishes or terminates labor relations with employees, it shall go through the formalities of registration or cancellation of payment of basic medical insurance at the medical insurance agency and local tax authorities within 30 days. Thirteenth local tax authorities are responsible for the collection of basic medical insurance premiums, and will promptly transfer the basic medical insurance premiums collected to the financial special account of the basic medical insurance fund. Article 14 The employing unit shall pay the basic medical insurance premium to the local tax authorities in full and on time, and shall not default. Article 15 The proportion of the basic medical insurance premium paid by the employer may be appropriately reduced for employees who are identified as destitute state-owned enterprises, bankrupt or restructured state-owned enterprises, and employees who leave the re-employment service center to terminate the custody agreement or labor contract; The base of basic medical insurance premiums paid by employees, individuals and employers entrusted by the re-employment service center of state-owned enterprises may be appropriately reduced, and all of them shall be paid by the re-employment service center. The specific measures shall be formulated by the municipal labor and social security administrative department jointly with relevant departments. Chapter III Basic Medical Insurance Fund Article 16 The basic medical insurance fund consists of the following funds:

(a) the basic medical insurance premium paid by the employer;

(two) the basic medical insurance premiums paid by employees;

(three) the interest of the basic medical insurance fund;

(four) the payment of basic medical insurance premiums;

(five) other funds incorporated into the basic medical insurance fund according to law. Seventeenth medical insurance agencies should establish personal accounts for employees and retirees who participate in basic medical insurance, and implement social security card (1C card) management. Personal account funds are composed of the following funds:

(a) the basic medical insurance premiums paid by individual employees;

(two) the basic medical insurance premium paid by the employer;

(3) Interest on funds in personal accounts;

(four) other funds transferred to personal accounts according to law.