Service charge
Under the epidemic situation, the state's financial expenditure has increased greatly.
The COVID-19 epidemic, which lasted for more than two years, increased the downward pressure on the economy. In 2020, the economies of many cities experienced negative growth, and the national economy grew by 2.3% in 2020, much lower than the growth rate before 2020. Although the economic growth rate in the past 202 1 year was better than that in 2020, the expenditure on public health such as epidemic prevention increased greatly in the past two years. Especially national nucleic acid testing and free vaccination. These expenses are all from finance.
As we all know, the country's fiscal revenue comes from taxes. During the epidemic period, the state adopted a tax reduction and exemption policy for enterprises, and the tax rate was further lowered. At the same time, public expenditure has increased significantly. The slowdown in economic growth, the reduction of taxes and fees, and the substantial increase in expenditure, combined with these three, show that the reduction of national fiscal revenue will inevitably increase fiscal pressure.
The economic situation is gradually improving, so it is imperative to increase the fairness of tax policy.
Through the joint efforts of governments and people at all levels, China's epidemic prevention and control is much better than that of most countries in the world, which has laid a solid foundation for the sustained improvement of China's economy. It is not uncommon for some businesses to collect public funds privately to evade taxes. We can often see that some shops and other business places provide payment QR codes, some of which are personal payment QR codes, not corporate accounts.
Private collection of public funds not only damages tax fairness, but also damages national fiscal revenue and ultimately harms the welfare of the whole people. Therefore, efforts to crack down on tax evasion have been intensified. In the past two years, news that stars, self-media and enterprises have been investigated is not uncommon. This is a positive signal to rectify tax evasion and increase fiscal revenue.
It is forbidden to collect public funds privately, which requires the cooperation of mobile payment.
We know that in the past, whether you transferred money to a business account or your own private bank account, the tax authorities could obtain the tax basis according to the bank flow. In addition, the personal tax rate is often higher than the corporate tax rate. After the rise of WeChat and Alipay, merchants collected money and deposited it in change or mobile wallets, which brought certain obstacles to the tax authorities to obtain basic tax data.
Although merchants can use personal mobile payment to collect corporate income, under the real-name registration system, tax authorities can still obtain payment flow through mobile payment data.
Mobile payment defines its role.
From the above, we can clearly know that the roles of WeChat and Alipay as financial service providers between users and banks are very clear. The front end of mobile payment is the user, and the real agent of business is the bank. In this way, WeChat Pay acts like a broker, providing intermediary services, just like a setter in volleyball.
Wechat payment changed from payment to service. This signal is to tell users that I provide financial services, which is an extension of banking business, rather than replacing banks. In other words, the subject behind WeChat payment is the bank, and WeChat payment is the slave of the bank. Without banks, WeChat payment will become passive water and trees without trees. "If the bank doesn't change, we will change the bank" is not what WeChat should do. Having made this clear, we can understand the internal logic of changing WeChat "payment" into "service".
According to the new national tax policy, from March 1 day, merchants' personal payment codes will be banned. This policy is mainly aimed at merchants and enterprises with company accounts or individual industrial and commercial households, not individuals.
Dear netizens, what do you think of changing WeChat "payment" to "service"? Welcome to leave your opinions and opinions in the comments section!