If you need a loan, it is recommended to handle it through formal channels. You can consider the application conditions for applying for the online loan business of Agricultural Bank of China (1) Basic conditions: 1. At least 60 years old, with Chinese nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. E-banking customers of our bank and holders of security authentication tools issued by our bank. (At present, only second-generation KBao customers are supported) 4. The credit status is good. 5. There is no unexpired "Netjet Loan" loan line and no outstanding "Netjet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The loan purpose is reasonable and clear.

The loan amount for applying for NetJet is 3,000-300,000 yuan; The validity period of the loan line is 30 days, and the borrower needs to use the loan within the validity period. The loan line cannot be applied, approved and released in a few minutes.

Netjet Loan implements the processes of self-service application, automatic examination and approval, online signing of credit contract and self-service letter use. The application process is as follows:

(1) The borrower logs on to the online channels designated by the Bank (personal online banking and pocket banking) and enters the "Netjet Loan" application interface.

(2) The borrower understands the product situation, basic loan conditions and handling procedures of Netjet Loan.

(three) fill in the basic information, the proposed loan period, loan and repayment account, mailing address, etc.

(4) The system verifies the validity of the mobile phone number.

(five) online signing of the "personal credit business authorization".

(six) to confirm the loan information, the amount and purpose of the loan to be applied for.

(VII) After reading and signing the "Personal Self-help Small Credit Consumer Loan Contract" online and filling in the application information completely, the applicant submits the loan application.

Netjet loan uses:

(1) Netjet loan business is used for personal consumption purposes and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

(2) Netjet loans are issued by letter in the form of cash.

The annual interest rate of NetJet: the interest rate of mortgage customers rises 15%, and the interest rate of non-mortgage customers rises15%-50%. We will adjust the interest rate in a timely manner according to market conditions.