1. Agricultural Bank: Agricultural Bank of China has a tax e-loan, which can be handled in the "Loan-Micro-loan" menu.
2. China Construction Bank: Loans can be made through cloud tax loans, and applications are generally made through the "Small and Micro Quick Loans" page.
3. Bank of Communications: Online tax financing can be registered in Bank of Communications official website.
Small and micro enterprises often have the characteristics of "light assets" and cannot provide adequate mortgage guarantee measures. According to the traditional credit model, many small and micro enterprises cannot obtain financing.
In order to effectively alleviate the problem of "difficult and expensive financing" for small and micro enterprises, the bank took the initiative to dock with Dalian Taxation Bureau, and obtained the tax information of small and micro enterprises online through system docking as the basis for approving the financing amount, without providing collateral, with tax credit.