Discuss on a case-by-case basis:
For employees of an employer: that is, the employer and the individual pay the same fee. In this way, the employer pays part and the individual pays part, based on the individual’s monthly average in the previous year. Salary income is paid according to a certain proportion. For the individual part, 8% of the individual's average monthly salary in the previous year will be paid for pension insurance, 2% for medical insurance, and 0.5-1% for unemployment insurance.
Procedures:
1. Employees need to provide a copy of their ID card, 1-inch white background photo, personal information registration form, and social security addition
2. Employees who have paid social security in other units can just fill in the social security increase form.
At present, the minimum payment base for social security in Beijing is 5,360 yuan, and each person chooses a different payment base, which is also the main reason for different fees.
Freelancers without units: Flexible employment personnel refer to those employed in flexible forms such as part-time, temporary and flexible work.
Flexible employment social security generally requires local household registration to pay, but it only covers two types of insurance, and the protection is relatively weak. According to the prescribed payment base (there are local differences), a certain proportion is paid. The regulations vary from place to place. Generally, pension insurance is paid at a ratio of 18-28%, and medical insurance is generally paid at a ratio of 6-10% of the local average social wage level in the previous year. Pay the fees. In addition, the application requires you to go to the Social Security Bureau in person, which may be troublesome.
Payment method:
Starting from January 11, 2022, the Beijing Municipal Taxation Bureau and Beijing Rural Commercial Bank will launch a mobile banking APP inquiry and payment function for social insurance premiums for flexible employment personnel. You can activate And log in to Beijing Rural Commercial Bank’s mobile banking to complete social insurance payment for flexible employment personnel. Currently, it supports three banks: Bank of Beijing APP, Bank of China APP, and Beijing Rural Commercial Bank APP***.
Social security for urban and rural residents. The latest standards for Beijing’s urban and rural residents’ pension insurance in 2022 are: the minimum payment standard is 1,000 yuan per year, and the maximum annual payment is 9,000 yuan.
The latest standards for medical insurance for urban and rural residents in Beijing in 2022 are: 325 yuan per person per year for students and children; 580 yuan per person per year for working-age residents; and 340 yuan per person per year for urban and rural elderly people.
Payment method: Payers who choose the bank batch deduction payment method need to sign a payment agreement. There is no need to sign a payment agreement for payers who choose payment methods such as bank counter payment, bank APP, etc. to inquire about the payment relationship, as well as the extension of the payment relationship. How to pay social security for non-employed and non-local residents: Payment through the social security platform. The essence is the same as employee social security. Generally speaking, through the social security payment platform, the fees that individuals need to pay are divided into two parts: social security fees and platform service fees. Compared with the high social security service fees of other service platforms, Yi Social Security insists on benefiting users. Not only does it have no so-called membership fees or hidden charges, but the monthly social security service fee is only 39.9 yuan/person, and the social security supplementary service fee is 69.9 yuan/month. Provident fund service fee is 29.9 yuan/month. In addition, new users can receive a 10 yuan coupon when they join the insurance. From time to time, there will be promotional coupon activities and multi-month payment discounts and other activities. Users can also use personal points to redeem coupons in the mall, etc., which can effectively reduce the user's burden.
Legal Basis
"Social Insurance Law of the People's Republic of China"
Article 16 When an individual participating in the basic pension insurance reaches the legal retirement age Those who have made cumulative contributions for fifteen years will receive a basic pension on a monthly basis.
Article 27 Individuals participating in the basic medical insurance for employees who have made cumulative contributions for the number of years specified by the state when they reach the statutory retirement age will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance in accordance with national regulations. Benefits; those who have not reached the number of years stipulated by the state can pay until the number of years stipulated by the state.