Characteristics of social insurance:
1, the objective basis of social insurance is the risks existing in the labor field, and the standard of insurance is the worker's person;
2. The subject of social insurance is specific. Including workers (including their relatives) and employers;
3. Social insurance is compulsory;
4. The purpose of social insurance is to maintain the reproduction of labor force;
5. The insurance fund comes from the payment and financial support of employers and workers.
The scope of insurance is limited to employees, excluding other social members. The scope of insurance is limited to all kinds of risks in labor risks, excluding other risks such as property and economy (some companies calculate and pay five insurances and one gold not according to the actual salary of employees, but by setting another base).
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