Baoxin Microfinance Co., Ltd. (pinghu city Branch): Mainly engaged in personal loans in pinghu city, corporate loans in pinghu city, private loans in pinghu city, entrepreneurship in pinghu city, short-term, pinghu city credit loans and pinghu city capital loans. Have a high-quality professional team, scientific management system and strict risk control system. It is composed of senior financial experts and professionals in the fields of banking, securities, real estate, automobile, law and taxation. There are loan business department, enterprise loan business department, key customer service department, risk control department, legal department, finance department, administration department, human resources department and other departments. Managers have many years of experience in bank credit and investment management, and are familiar with bank credit approval procedures and international and domestic investment and financing channels. Can provide professional and comprehensive services to customers in a timely, rapid and enthusiastic manner, and meet all kinds of capital needs of enterprises. Your trust is the beginning of our cooperation! Your satisfaction is the standard of our service! Your success is our expectation! Rich credit service, exclusive and distinguished courtesy, serve you wholeheartedly and look forward to your visit! Difficult and expensive financing is a problem that SMEs have reflected for many years. The traditional working capital loan term is generally set within 65,438+0 years. If the enterprise still needs a loan after the expiration, it must repay the loan first. If their own cash flow is insufficient, enterprises can borrow money through private lending. According to the survey, about 70% of the working capital loans of small enterprises must be used for repayment and external financing. "The cost of private lending, calculated according to the lending time of one week, is 6.5438+million yuan, which is 200,000 yuan." A related person from pinghu city Banking Regulatory Bureau said. In order to truly solve the problem of financing difficulty and high cost for small and medium-sized enterprises, many banks in our province have also begun to innovate repayment methods, among which the annual loan implemented by China Construction Bank pinghu city Branch has attracted much attention from the industry. Ruan Yongjiang, Marketing Director of SME Credit Department of China Construction Bank, said that the annual review system means that the bank conducts credit review and approval in advance before the enterprise loan expires, and directly extends the loan term for qualified enterprises. Enterprises can complete the "loan renewal" without repaying the principal, re-signing loans, guarantee contracts and handling relevant procedures. It is reported that pinghu city Banking Regulatory Bureau specially promoted the "annual review system" as a repayment method at the recent on-site promotion meeting of financial repayment and guarantee innovation for small and micro enterprises. Sincerity-regardless of the size of customers, regardless of the position of candidates, we treat customers equally and sincerely serve them. Truthfulness-Never send personal data to customers indiscriminately, and ensure that personal enterprise information is true, confidential, detailed and objective. Abide by the law and operate according to law; Abide by the contract and fulfill the promise; Keep secrets for customers. Pinghu city Baoxin Microfinance Co., Ltd. (also known as "Baoxin Easy Loan") is exclusively entrusted by the bank to provide customers with marketing promotion and recommendation services for personal consumer credit business. At present, the loan threshold of small and medium-sized enterprises is high, and enterprises cannot provide complete financial statements, audit reports, people's bank loan cards, capital verification reports and other related materials, which makes financing difficult. Baoxin Small Trust chose the financing market of small and medium-sized enterprises as the target market, and tailored and carefully designed a new loan product-small business loan according to the characteristics of short, frequent and fast capital demand of small and medium-sized enterprises. Cover products will provide specialized financing services for small and medium-sized enterprises, and win the sincere trust of the majority of small and medium-sized enterprise customers with convenient, fast and professional win-win service standards. Pinghu city Baoxin Small Investment Loan Co., Ltd. is the only formal and professional small loan company in the local area, with strong background resources and strength, professional enterprise management team, mainly for small and medium-sized enterprises and individuals in the region, engaged in credit financing and management consulting services. Founded in 2004, the company has established a solid and close relationship with the three major banks (ICBC, ABC and CCB) for a long time. Through continuous business contacts, the two sides have formed a good reputation foundation. The company is committed to providing comprehensive loan consulting and services for enterprises and individuals through a professional, personalized and one-to-one consulting service platform. Loan interest rate: the loan interest rate is based on the benchmark loan interest rate, with the monthly as the basic unit and the quarterly as the first period; Li Ji 4 (%); Loan features with annual interest rate 10(%): 1, unsecured, fast, and optimized repayment method (quarterly/annual interest payment, repayment of principal when due); 2. The loan can be used for enterprise funds, house purchase, car purchase, decoration, education, etc. ); 3. The loan amount is large, the next payment time is fast and the process is short; 4. There is no penalty interest for repaying the loan in advance; 5. Long loan period and quick and simple procedures; Personal unsecured loan in pinghu city, financial consultant of private microfinance in pinghu city:183-5166-4127 (Manager Deng) welcome to inquire. 1. How do office workers, self-employed individuals and small and medium-sized enterprises apply for loans? Product features: no mortgage, no guarantee, simple procedures, same-day lending! Sincere application conditions: office workers: working and living for more than half a year, with a monthly salary of10.5 million or more (preferably reflected in the running account); Self-employed legal person: small and medium-sized enterprises with a monthly income of 1 1,000 or more (preferably reflected in the monthly running account) and registered for more than half a year; The monthly income is above 30,000 (preferably reflected in the monthly running account). Loan amount: office workers: the minimum amount 1 10,000, and the maximum approved average monthly salary is 7 times, not exceeding 300,000. Self-employed legal person: minimum amount 1 10,000, maximum amount 500,000; small and medium-sized enterprise legal person: minimum amount 1 10,000. The maximum grant is 65,438+0,000,000 yuan. Information required for application: office worker: 1. Id card 2. Labor contract (or valid work income certificate issued by the company, sealed by the company) 3. Monthly salary account for the past three months (print and stamp the business seal at the bank counter, and provide personal daily account for the past three months if the salary is paid in cash) 4. Social security card (not required) 5. Residence permit (or lease contract or water and electricity bill in the last month): 1 Id card 2. Business license. Venue lease contract 4. Personal and enterprise daily accounts for the last three months (printed by the bank counter and stamped with the business seal), if there is no enterprise account, only personal daily accounts for the last six months are provided. 5. Invoice or receipt of rent paid in the past two months. 6. The utilities of the place where I live in the past month: 1, office workers. 1. Identification: a copy of the ID card. 2. Work certificate: labor contract or valid certificate issued by the company. 3. proof of income: the salary paid by the bank in the last three months or the bank flow that can represent personal income. 4. Proof of address: individual residential lease contract. And last month's rent or utilities bill. The owner of the house must provide the real estate license or mortgage contract and the mortgage record of the last three months. 5. Auxiliary materials: social security card, vehicle driving license, recent bills of credit cards (if necessary) [Note]: Only the ID card and household registration book are required to handle the loan of1-500,000 yuan. 2. Individual and private owners ①, ID card ②, business license ③, account flow of public and private banks in the last six months ④, business premises lease contract, rent bill, water and electricity bill or invoice of the last month ⑤, individual residential lease contract, rent bill, water and electricity bill or invoice of the last month. Property ownership certificate or mortgage contract and mortgage records of the last three months are required for self-owned housing. 3. Loan processing flow: Prepare the above related materials, which basically conforms to the formal loan process of the bank. → Verify capital verification → Sign a contract → Receive cash → Pay interest quarterly → Repay the loan when due. -Company features: bank networking! Rest assured and reliable! Safe and confidential! Interest is right! ! Next paragraph. Come on! Customers with a large amount can be escorted by the company or transferred to the bank for free to ensure the economic security of customers. Company commitment: reputation first; Service first; Confidentiality first; Customer first; Call the company to inquire about loan repayment-submit materials-pass the examination-sign the contract-successfully lend money (on the day of signing the contract) to provide you with high-quality and fast loans for small and medium-sized enterprises and individuals without mortgage. Personal unsecured loans in pinghu city, the supreme service hotline of unsecured micro-credit loans in pinghu city: 1 83-5166-4127 (Manager Deng), please pay attention to the risks: remind users again,1. Our company is the only one. The website style and all the pictures belong to the personal unsecured loan company. Please don't disturb the message, make an appointment in advance. This is a formal microfinance institution in pinghu city. Considering the recent shortage of funds for many individuals or enterprises, our company has recently launched many loan methods, both secured and unsecured for individuals and enterprises, with interest and repayment speed. Whether you like it or not, someone will certainly borrow money from you in your daily life. Of course, sometimes, we will lend money to others, Qian Shengqian, and charge interest. When borrowing money, in order to safeguard their legitimate interests, people generally ask debtors to write IOUs. Why do we need IOUs? Because, in case of a lawsuit, we have evidence to safeguard our rights and interests. However, with the enhancement of legal awareness, in order to better protect the rights and interests of both parties in the process of lending, people not only simply write a loan contract, but also sign a written loan contract. At the same time, sometimes more than two guarantors will be found as guarantees, and the guarantee terms and guarantors are written in the loan contract. Therefore, it is necessary to establish an idea that what is needed to lend money to others is to sign a written loan contract. -Loan Contract of Baoxin Easy Loan Financial Investment Management Co., Ltd.-Party A (Borrower): _ _ _ _ _ _ _ _ _ ID card. 1. Party B lends Party A RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Two. Loan interest: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ V. Liability for breach of contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _. This contract is made in duplicate, one for each party. Party A (signature): Party B (signature): II. Party A (signature): Party B (signature): Party B (signature): Loan amount The borrower borrowed RMB * * million from the lender. Three, the loan interest from the date of the loan, according to the actual amount of interest, and calculate the compound interest. Within the loan term agreed in the contract, the annual interest rate is 10%. If the borrower fails to repay the loan on time, 0.5% interest will be charged for the overdue part. Four. Term of loan: The borrower guarantees to repay the loan at the interest specified in this contract from. For the overdue part, the lender has the right to recover the loan within a time limit. V. Changes in Terms When it is necessary to change the terms of the contract due to changes in the national interest rate, both parties shall sign documents to change the contract as an integral part of this contract. Rights and obligations of intransitive verbs Lenders have the right to supervise the use of loans and understand the borrower's solvency. The borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank. If the lender repays the loan in advance, the interest will be reduced according to the regulations. Seven. Guarantee clause (1) If the borrower takes 6 sets of self-owned houses as collateral and cannot repay the loan to the lender at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished. (two) the borrower must use the loan in accordance with the purposes stipulated in the loan contract, and shall not be used for other purposes, and shall not use the loan for illegal activities. (3) The borrower must repay the principal and interest within the time limit stipulated in the contract. (4) The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, operation and management, financial activities, material inventory, etc. (5) When a guarantor is needed, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor. Eight. Settlement of Contract Disputes Disputes arising from the performance of this contract shall be settled through friendly negotiation or mediation by a third party. If negotiation or mediation fails, either party may bring a lawsuit to the people's court according to law. Nine. If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of the Contract Law of People's Republic of China (PRC). Tel:183-5166-4127 Sales Department: Manager Deng is provided by Baoxin Microfinance Co., Ltd. and is responsible for its authenticity, accuracy and legality.