Anxiety about finding a job can't afford a house,

The anxiety of buying a house can't change the school district.

Anxiously changed the children in the school district, and the wooden bridge at the beginning of Xiaoshengchu could not be squeezed.

Cross-bridge anxiety, American election and the rise of populism have led to a change in the wind direction of international students.

The returnees who came back from studying abroad began to worry that they could not find a job and became "kelp" ...

There are too many things that make us anxious. It seems that life has become a "either you die or I die" battle.

In this battle, we must strive to defend our hard-won resources.

We dare not take it lightly, because there is no retreat behind, and there is no end to "killing" in front.

Some people say that the destination is "enough money".

But how much money is enough for us to buy a sense of security and stop worrying?

If you have to give a number, is the annual income of 1 million enough?

But yesterday, a news of "annual salary of 400,000 tax" was screened and hit the face.

"I have worked hard to earn millions a year, but I have to pay more than 400,000 taxes. Some people get rich overnight through stock trading and earn millions of dollars, but they don't have to pay taxes when transferring shares. This is really unfair. "

The party in the news, the tax director of an enterprise, complained bitterly.

As soon as this article came out, many financial experts pointed out that it is obviously unreasonable to pay an annual salary of 400 thousand only once. If it is paid monthly and tax avoidance is reasonable, the individual tax paid is only 200,000 yuan.

As a result, this seems to be another sensational and successful exercise of the title party.

However, the social sentiment behind this hot news is by no means sensational nonsense.

Previously, similar topics such as "interns have to pay 20% tax if their salary exceeds that of 800 yuan" and "whether an annual income of 654.38+0.2 million is a high-income group" have caused heated debates. This time, even the high-paying class with an annual salary of one million has joined the ranks of waving flags and shouting.

What does this mean?

This shows that everyone is equally anxious and insecure, whether it is a fledgling intern, an ordinary white-collar worker with an annual salary of1.20 thousand, or an executive with an annual income of one million, and the root of this emotion comes from disillusionment with the myth of "getting rich through labor".

Thomas Piketty, a French economist, once asserted in Das Kapital in the 2 1 century that the return of labor can never run out of the return of capital.

Today, this assertion is increasingly becoming a reality.

Since the financial crisis in 2008, under the worldwide and long-term loose monetary policy, the value of assets has soared abnormally, and the gap between asset owners and ordinary workers has been widening.

Not to mention young people, even those who have worked for many years, will feel poorer and poorer if they don't hold assets, and will inevitably fall into anxiety and panic.

Xiaonan is glad that he didn't become the passive one.

He didn't have much money after graduating from college for a few years. Luckily, he found a rich girlfriend. His girlfriend bought a small house with his girlfriend's name written on it in the East Fourth Ring Road at the beginning of the new round of soaring housing prices in 2009. In 20 10, the house price almost doubled and his income also increased.

He was glad that he bought a house, but more sadly, he got married. Because of the purchase restriction, he can't buy a house under his own name, but this doesn't stop Xiaonan from buying a second suite. 20 1 1 bought a 40-square-meter commercial and residential building in Yizhuang, and finally his name can be written on the property certificate. Sure enough, the house has risen again, and the East Fourth Ring Road and Yizhuang have appreciated by more than 2 million.

At the beginning of 20 13, he pooled his savings and bonus and bought a third set in Yanjiao. At that time, friends advised him not to buy it, but it didn't take long for the house in Xiaonan Yanjiao to rise from 9000 to 1 1000. ...

In sharp contrast with Xiao Nan, it is his classmate Liu.

Liu is a top student and often hugs his thighs in exams in Xiaonan. When Xiaonan failed to apply for a postgraduate degree, Liu was successfully sent to Bolian for a master's degree, but he completely missed the asset feast because he studied for several more years before graduating. Now he can only look at the room and sigh.

"Reading changes fate!" Peony is not without pride, but it also has a feeling of terror.

Thousands of people have changed their fate in the property market, and those who have experienced the ups and downs of the stock market have also felt the torrent of the times.

Gu Gu has been trading stocks for more than 20 years, and the bull market of 20 15 made him truly realize the taste of "it is difficult for people to make money, and it is easy for money to make money" for the first time. When the stock market was still at 3,500 points, he rushed into the stock market with 1 10,000 deposits, riding the soaring east wind of the stock market.

"At that time, the stock rose every day, and I could earn 10 million a day, which was worth a year to me!" Old Gu sighed, "I have never seen so much money in my life!"

Gu Gu's share price and assets have multiplied several times. He even thought about mortgaging the house to the bank for a loan and making the plate bigger. But for the strong opposition of Gu Gu's wife, he really did.

"What a pity! You can earn a little more by adding one more!" Old Gu said that he still had some regrets, and immediately waved his hand and said, "But he is not a fairy. Who can predict so accurately? Some people make a lot of money. I have been speculating in stocks for so many years, and it is the first time to make money. "

When the stock market plunged in the second half of the year, Lao Gu also lost some money, but because he lightened his position in time, he made some overall gains.

"If I had left later, I would have easily achieved this' revolutionary achievement'!" Gu Gu recalled the tragic stock market crash, but he still couldn't help but be scared.

It is an indisputable fact that the return of capital is much higher than that of labor, but the price of capital is far less than that of labor, which is the fundamental reason for the tax system dispute round after round.

The director of taxation with an annual salary of one million yuan, her anxiety comes from the "unfairness" compared with stock trading.

After working hard in the stock market for several months, Gu Gu earned more money than she did in a year's hard work, and she only had to pay a very low stamp duty. According to the progressive tax rate, she had to pay 45% tax at most.

This is undoubtedly not conducive to increasing the share of labor factors in income distribution, and has nothing to do with the widening income gap of residents in the asset bubble.

In the past, what was before us was the "development problem". For the sake of efficiency, fairness has been "sacrificed" in a sense.

We have distorted the prices of production factors to undertake the industrial transfer of developed countries, and made great progress in material terms, but we owe a fair "debt" in many other aspects such as environmental pollution, workers' rights and interests, overcapacity and so on. ...

Nowadays, social wealth is polarized, the barriers to class circulation are getting stronger and stronger, and people's desire for "fairness" has been aroused as never before.

The media is willing to label it "waist cutting" and other shocking labels, precisely because it hits the most sensitive and fragile nerve in the current society. As long as you are slightly angered, you will shed dripping blood.

Inefficiency, people's minds are set, and fairness is undoubtedly the strongest "sedative". As an important tool to adjust income distribution, taxation shoulders more responsibilities than simply collecting more money and paying less taxes. It also pinned the hopes of the people to find a sense of security and get rid of anxiety.

However, if we are asked how far away from this hope now, we can only say that there is only one bitter answer.