Article 7 The people's courts at all levels shall input the information of the list of people who have been executed for breach of trust into the database of the list of people who have been executed for breach of trust in the Supreme People's Court, and make it known to the public through the database.
The people's courts at all levels may, according to the actual situation in various places, publish the list of people who have been executed for breach of trust through newspapers, radio, television, internet, court bulletin boards, etc., or regularly announce to the public the implementation of the list system of people who have been executed for breach of trust in their own courts and courts under their jurisdiction through press conferences.
Article 8 The people's court shall inform the relevant government departments, financial regulatory agencies, financial institutions, institutions undertaking administrative functions and trade associations of the information on the list of people who have been executed in bad faith, so that the relevant units can impose credit punishment on people who have been executed in bad faith in terms of government procurement, bidding, administrative examination and approval, qualification identification and so on in accordance with laws, regulations and relevant provisions.
The people's court shall notify the credit reporting agency of the information on the list of people who have been executed in bad faith, and the credit reporting agency shall record it in its credit reporting system.
If a state organ, institution or state-owned enterprise is included in the list of persons who have been executed for breach of trust, the people's court shall inform its superior unit, the competent department or the institution that performs the duties of investor.
What if personal credit is overdue?
Personal credit is overdue. For more than 5 years, the credit reporting agency will take the initiative to delete it. Because the retention period of personal bad information by credit reporting agencies is 5 years, it will be deleted from the date of termination of bad behavior or events.
Second, the elimination of personal bad credit records
(1) Credit card records only show the last 24 months, and previous records are hard to find. As long as the cardholder spends at least 1 yuan every month in the next 24 months and repays on time, the previous bad record can be overwritten and a good record can be regenerated without affecting the subsequent credit.
(2) Banks will also be people-oriented. As long as the bad records are not uploaded to the system, usually 90 days, the cardholder will actively and continuously open the card bank, explain the reasons and take corresponding remedial measures, and the bank will usually help customers eliminate bad credit records.
(3) The last method of eliminating records takes time. The personal credit records of the People's Bank of China are generally only kept for 7 years. So as long as the cardholder has no bad record within 7 years after the bad record is generated. Then the People's Bank of China will automatically delete the bad records of cardholders.