"Bank-tax interaction" refers to the cooperation between tax bureaus, bank insurance regulators and banks and other financial institutions to realize information exchange, break the information inequality between banks and enterprises, and help small and micro enterprises to convert tax credit into financing credit and obtain loans smoothly. Based on the implementation of "interaction between banks and taxes" in various provinces and cities, large and small tax loan products emerge one after another. They are characterized by no need for mortgage and guarantee, flexible repayment methods, and enterprises can borrow money only by relying on tax credits. The better the tax credit, the higher the loan amount and the greater the success rate.
However, there is one thing that bosses need to pay attention to. Even enterprises with good tax credit must meet a series of requirements before they can apply for tax loans.
The first is the enterprise registration time. The minimum requirement is one year. The longer the time, the better, the more it can reflect the business situation of the enterprise. You should know that bank loans and loans are mainly determined according to the operating conditions of enterprises!
The second enterprise requires a minimum tax payment of more than 20,000 yuan, an annual invoice of more than 2 million yuan, and a tax payment level of more than B ... and there must be no ticket suspension for more than three months. It is understandable that there are broken tickets occasionally!
The legal person of the third company accounts for more than 20% of the shares, and there has been no change of legal person in the last six months.
Fourth, an enterprise may not have corporate loans from more than three banks, and the less liabilities, the better. Except for special enterprises.
There are no lawsuits, lawsuits, etc. In the name of the fifth enterprise. Normal operation.
The more invoices you issue, the more taxes you pay, and the more banks you can choose. The lower the interest. The bigger the quota!