1, probably due to insufficient balance in the bank account. The insured person needs to deposit the full amount in the bank account and wait for the second deduction. 2. It may be that the bank account does not match the name of the insured, and the insured can log in to the "medical insurance online service platform" to modify the bank account information. 3. This account may not be found. This is caused by the wrong choice of payment bank or the wrong entry of account information. Insured persons need to carefully check the bank and account information, and make modifications.

I. Guidance document

1, the State Council, 20 16 1 month 12, released the opinions of the State Council on integrating the basic medical insurance system for urban and rural residents (Guo Fa [2016] No.3).

2. In 20 18, the National Medical Insurance Bureau, the Ministry of Finance, the Ministry of Human Resources and Social Security and the National Health and Wellness Commission jointly issued the Notice on Doing a Good Job in Basic Medical Insurance for Urban and Rural Residents in 20 18.

3. On June 10, 2020, the National Medical Insurance Bureau, the Ministry of Finance and State Taxation Administration of The People's Republic of China jointly issued the Notice on Doing a Good Job in Basic Medical Security for Urban and Rural Residents in 2020 (No.24 [2020] of Medical Insurance).

Second, the implementation time

"the State Council's Opinions on Integrating the Basic Medical Insurance System for Urban and Rural Residents" requires that the work schedule and the division of responsibilities be clarified. All provinces (autonomous regions and municipalities) should make plans and arrangements for the integration of urban and rural residents' medical insurance before the end of June 20 16, clarify the timetable and road map, improve the work promotion and evaluation mechanism, strictly implement the responsibility system, and ensure that all policies and measures are put in place. Each overall planning area shall issue specific implementation plans before the end of 20 16 12.

Third, answer questions

1. Can the payment period of residents' medical insurance be merged into the payment period of employees' medical insurance?

Residents' medical insurance and workers' medical insurance (urban workers' medical insurance) are two independent medical insurance types. Residents' medical insurance has no requirement for the payment period, and they will enjoy one year's treatment if they pay one year's fee. However, employees' medical insurance must have accumulated contributions for 25 years when they reach retirement age. The payment period of residents' medical insurance cannot be combined with the payment period of employees' medical insurance.

2. Under what circumstances can the employee medical insurance personal account be used by family members?

The employee medical insurance (urban employee medical insurance) personal account of the insured person must meet the following conditions when it is used by family members: 1, the insured person pays the fees normally and has not gone through the confirmation procedures for outpatient chronic diseases; 2. Family members participate in employee medical insurance or resident medical insurance and pay normal fees; 3. The personal medical insurance account of the insured is above 1500 yuan; 4. The insured person has gone through the formalities of authorizing an account to pay.

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