How much will you pay for social security in 2021?

If the average monthly actual salary in 2021 is less than 60% (3669.6) of 6116 yuan, social security will be declared at 3669.6 yuan. The standard is: if the average monthly actual salary of the employer’s employees in the previous year is less than 60% (3669.6) of 6116 yuan, it is reported as 3669.6 yuan. If it is higher than 3669.6 yuan, it is reported as the total actual salary of the employees. If it exceeds 300%, the system will automatically set the upper limit of 18348 Yuan.

For example, the company’s Xiao Wang’s average monthly salary last year was 3,500 yuan, and the social security payment salary in 2021 is reported as 3,669.6 yuan (if the unit does not actively declare, the system will automatically adjust according to the minimum payment base); Xiao Liu The average monthly total salary of the previous year was 20,000 yuan. Social security payment wages in 2021 should be declared at 20,000 yuan. The system automatically defaults to a payment base of 18,348 yuan.

The policy of phased rate reductions for unemployment insurance and work-related injury insurance will continue to be implemented until April 30, 2021, that is, the unit payment rate for unemployment insurance will be reduced from 1% to 0.5%, and the unit payment rate for work-related injury insurance will be based on 50% of the base rate is levied.

Extended information:

In 2021, once the employee payment base of the employer is approved, it will not be changed in principle. If you are indeed unable to declare in time due to reasons such as delayed payment of employee year-end bonuses or performance wages in 2020, you must complete the supplementary declaration before March 31, 2021.

The difference base payment in January and February 2021 will be handled in accordance with the annual base amount standard, and late payment fees will be waived. If the declaration is made after the due date, a late payment fee will be charged as required when handling the base balance payment. The application period is from January 1, 2021 to January 20, 2021.

Ifeng.com - Hainan Enterprises' 2021 Social Security Payment Base Declaration Deadlines on the 20th

Hainan News - Hainan Enterprises' 2021 Social Security Payment Base Declarations Deadline on the 20th

2 Social security payment is divided into several levels

The base of social security payment is 60%-300% of the individual's salary in the previous year as the payment base. For example, if the salary is 2,000 yuan, the payment base can be 1,200 yuan --6,000 yuan. The social security payment base for insured persons generally includes the lowest level of 40%, the first level of 60%, the second level of 80%, the third level of 100%, and the highest of 300%, etc. The specific payment level is related to the individual's occupation and income.

Social security insurance is a financial assistance policy provided by the state for vulnerable groups such as the disabled and the elderly. It is an important part of the social security system. Social security expenses are composed of subsidies from enterprises, workers themselves, and the state. However, workers can only enjoy corresponding benefits if they make contributions and meet or meet specific conditions.

Extended information

In various places, 60%-300% of the average social salary is generally used as the base for social security payment. If the average salary is less than the lower limit, it will be calculated according to the lower limit, and if it exceeds the upper limit, it will be calculated according to the upper limit. . Due to historical and practical reasons, the average social wage is falsely high and cannot fully reflect the true situation of the average income of social groups."

The base of social security payment generally refers to the salary of the current month, and the base of social security payment is the social 60% to 300% of the average salary is the payment base. For example, if the social average salary is 1,000 yuan, the payment base can be 600 yuan to 3,000 yuan.

Social security is divided into unit payment part and individual payment part. The specific social security payment proportions are:

Pension insurance, units and individuals pay 20% and 8% respectively;

Medical insurance, units and individuals pay 12% and 2% respectively;

Unemployment insurance, units and individuals pay 2% and 1% respectively;

Maternity insurance units pay 0.60%, individuals do not pay;

Work-related injury insurance units pay 2%, individuals do not pay.

Sogou Encyclopedia - Social Security Payment Standards

3 Medical Insurance Payment Standards in 2021

Different regions have different payment standards. , taking Beijing as an example. The individual payment standards for 2021 are determined to be 325 yuan per person per year for students and children, 580 yuan per person per year for working-age residents, and 340 yuan per person per year for urban and rural elderly residents in this city, the announcement stated. The subscription and payment period for basic medical insurance is from October to the end of December this year.

The announcement also reminds that citizens who are unwilling or do not have the conditions to continue to participate in the basic medical insurance for urban and rural residents in 2021 need to participate in the insurance in time. The local social security office shall handle attrition procedures to avoid deduction problems.

Extended information:

As for the bank withholding payment method, the Municipal Taxation Bureau will implement the procedures in October, November and December respectively. At the beginning of the month, a bank of personal choice is entrusted to deduct the payment. Before the bank withholds the payment, citizens must ensure that the payment bank account balance is sufficient according to the above payment standards. After the deduction is successful, a text message will be displayed here. If the mobile phone number of the insured person changes, please arrive in time. The social security office or school where the insured is located should apply.

If the bank account balance is insufficient and the payment is not successful within 3 months, bank deductions will not be made after the payment period.

In addition, the city has also opened an online self-service payment method, from October to December this year, from 6:00 to 22:00 on the 20th to 23rd of each month, and from 6:00 to 18:00 on the 24th of each month. 00, insured persons can use the mobile phone number saved in the medical insurance information system to register and log in to the "Beijing Social Insurance Online Service Platform (http://rsj.) for online self-service payment.

People's Daily Online - Beijing The 2021 medical insurance payment standard for city residents is released: 325 yuan for children

4 What are the social insurance payment levels?

The monthly social insurance payment standards for insured persons are divided into the lowest level (40%), The four levels: first level (60%), second level (80%), and third level (100%) refer to the average salary payment base of the previous year. For example, the average salary of the society last year was 3,000 yuan. If you choose 80%. If you are an enterprise employee, you should pay 8% per month, which is 192 yuan. The higher the payment level, the more you will receive. This means that the more you pay, the more you will receive. Of course, the amount of money you receive depends on your payment. Relevant to the number of years of social security.

Extended information:

Social security payment refers to the act of participating in various social security insurances and paying premiums. Generally, it refers to pension insurance, medical insurance, etc. The payment of unemployment insurance, work-related injury insurance, and maternity insurance are divided into two parts: the unit payment part and the individual payment part.

The specific social security payment proportions are respectively. :

For pension insurance, the unit and individual pay 20% and 8% respectively;

For medical insurance, the unit and individual pay 12% and 2% respectively;

For unemployment insurance, units and individuals pay 2% and 1% respectively;

Maternity insurance units pay 0.60% and individuals do not pay;

Work-related injury insurance units pay 2% and individuals do not.

In various places, 60% to 300% of the average social salary is generally used as the base for social security payment. If the average salary is less than the lower limit, it will be calculated as the lower limit, and if it exceeds the upper limit, it will be calculated as the upper limit. Due to historical and practical reasons, the social average is calculated. Wages are artificially high and cannot fully reflect the true situation of the average income of social groups."

Therefore, the linkage mechanism between the social security payment base and the average social wage itself is worthy of discussion.

In addition, the increase in the social security payment base will inevitably increase the payment burden on enterprises and low-income groups. How to balance the rights and obligations of insured persons requires overall consideration and corresponding supporting measures.