The basic medical insurance for urban and rural residents is an important livelihood security system. In daily life, residents who have not been insured in time can't enjoy medical insurance reimbursement when they are hospitalized for sudden illness, which causes great economic burden to their families. Here's an initiative: please take the time to participate in medical insurance, and add a guarantee for the health of yourself and your family!
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Time of insurance payment
The payment time for insurance is tentatively set from 2022 10/day to 2022 1 February 25th. Monthly 1 day-25th is the payment period, and 26th to the end of the month is the payment settlement period.
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Payment standard
(a) the implementation of the annual insurance, prepaid system. In 2023, the individual payment standard of basic medical insurance for urban and rural residents is 350 yuan per person per year, and the government financial subsidy standard is not less than 6 10 yuan per person per year.
(2) Newborn payment: Newborn disguised children (new-born babies of that year) shall register for insurance and complete payment within 90 days from the date of birth, and enjoy medical insurance benefits from the date of birth. Those who pay insurance after 90 days of birth will enjoy medical insurance benefits from the next month of payment.
(3) Payment standards for special groups:
Medical assistance objects enjoy insurance subsidy policy personnel according to the provisions of the classification of funding,
The subsidy standards for poor people and severely disabled people shall be implemented in accordance with the subsidy standards of the Disabled Persons' Federation.
Note: The needy people who have multiple special identity attributes can enjoy the insurance subsidy according to the principle of "high priority, not low priority", and cannot be subsidized repeatedly.
Provisions on social security payment base in 2023
Some time ago, guangdong provincial department of human resources and social security announced the "Average Monthly Wage of Employees in All-caliber Urban Units in the Province in 20021year".
According to the statistics of the provincial statistics department, in 20021year, the employed persons in all-caliber urban units in the province
The average monthly salary is 83 10 yuan.
It is clear in the notice that,
In 2022, the lower limit of the basic endowment insurance payment base for enterprise employees in Guangdong Province will not be adjusted.
, continue to implement according to the annual standard of 202 1 social security.
Science and technology generally refers to science and technology. Society is used to linking science and technology together, collectively referred to as science and technology, referred to as science and technology. In fact, there are both close ties and important differences between them.
In fact, there are both close ties and important differences between them. Science solves theoretical problems and technology solves practical problems.
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Jiangmen
Jiangmen Human Resources and Social Security Bureau announced the Notice on the Upper and Lower Limits of Social Insurance Payment Base and Basic Pension Payment Base in 2022.
The specific adjustments are as follows:
endowment insurance
The minimum payment base of employee pension insurance is 3,958 yuan, and the maximum payment base is 24,930 yuan. The implementation time is from July 2022 1 day to June 30, 2023;
The minimum payment base of endowment insurance for government agencies and institutions is 4986 yuan, and the upper limit is 24930 yuan. The implementation time is from 2022 1 month 1 day to 20221February 3 1 day.
unemployment insurance
The employing unit shall pay the unemployment insurance premium based on the sum of the wages of employees participating in unemployment insurance, and the employees shall pay the unemployment insurance premium based on their own wages.
The wages of employees shall not be lower than the minimum wage standard in Jiangmen City, but three times higher than the average monthly wage of employees in Jiangmen City last year. The upper limit of the unemployment insurance payment base shall be the payment standard, that is, 23,394 yuan.
The implementation time is from July 1 day, 2022 to June 30, 2023.
employment injury insurance
The lower limit of payment base for individual work-related injury insurance for specific personnel was adjusted from 4,588 yuan to 4,986 yuan, and the upper limit of payment base was adjusted from 2,2941yuan to 24,930 yuan. The implementation time is from July 1 day, 2022 to June 30, 2023.
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Zhongshan City
Zhongshan Human Resources and Social Security Bureau announced the Notice on the Adjustment of the Upper and Lower Limits of the Social Insurance Payment Base.
The specific adjustments are as follows:
endowment insurance
The lower limit of employee pension insurance payment base is 3958 yuan, and the upper limit of payment base is adjusted from 2294 1 yuan to 24930 yuan, and the implementation time is from July 1 day in 2022 to June 30, 2023;
The lower limit of the endowment insurance payment base of government agencies and institutions is adjusted from 4,588 yuan to 4,986 yuan, and the upper limit is adjusted from 2,294 1 yuan to 24,930 yuan. The implementation time is from 2022 1 month1day to 20221February 3 1 day.
unemployment insurance
The lower limit of unemployment insurance payment base is 1900 yuan, and the upper limit is adjusted from 23,826 yuan to 24,705 yuan. The implementation time is from July 2022 to June 30, 2023.
employment injury insurance
The lower limit of payment base for individual work-related injury insurance for specific personnel was adjusted from 4,588 yuan to 4,986 yuan, and the upper limit of payment base was adjusted from 2,2941yuan to 24,930 yuan. The implementation time is from July 1 day, 2022 to June 30, 2023.
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Zhaoqing city
Zhaoqing Medical Security Bureau, Zhaoqing Finance Bureau and Zhaoqing Taxation Bureau of State Taxation Administration of The People's Republic of China jointly issued the Notice on Publishing the Payment Base of Basic Medical Insurance (including Maternity Insurance) for Employees in our City in 2023.
The notice confirms:
In 20231-1February, the lower limit of the basic medical insurance for employees (including maternity insurance) is 4009 yuan, and the upper limit is 20043 yuan.
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Hangzhou (City)
The Notice on Adjusting the Payment Rate of Employees' Basic Medical Insurance (including Maternity Insurance) issued by Hangzhou Medical Insurance Bureau, Hangzhou Finance Bureau and Hangzhou Taxation Bureau of State Taxation Administration of The People's Republic of China mentioned that the payment rate of employees' medical insurance will be adjusted from 2023 1 month 1 day.
Adjustment items:
The unit payment ratio of employee basic medical insurance (including maternity insurance) is uniformly adjusted to 9.5% (including maternity insurance 0.6%);
The payment rate for flexible employees to participate in the basic medical insurance for employees in this Municipality (including maternity insurance) shall be implemented according to the same standards.
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Huizhou city
Jiangmen Human Resources and Social Security Bureau announced the Notice on the Upper and Lower Limits of Social Insurance Payment Base and Basic Pension Payment Base in 2022.
The payment rate of the unified account combined with the employee medical insurance unit is still implemented according to the current standard, and the payment standard of the employee medical insurance for the single building is adjusted as follows:
1, 2022 1 February1day to June 30, 2023, the payment base of the medical insurance unit for single-building co-ordination workers was adjusted from "the average monthly salary of all employees in the city in the previous year" to the total monthly salary of employees in this unit, and the payment rate was adjusted to 2.7% (including the maternity insurance rate of 0.5%), and individual employees did not pay.
2. From July 1 day, 2023, the employer shall pay 4% of the total monthly wages paid by its employees (including 0.5% of the maternity insurance rate) on a monthly basis, and individual employees shall not pay.
3. Flexible employees shall pay 7. 1% of the monthly salary declared by individuals (2.2% for those who choose to participate in the medical insurance for employees in single construction and 3.5% from July 1 day, 2023) month by month.
When the flexible employees are insured for the first time, the payment base is determined according to the monthly salary income declared by individuals. In principle, the salary income of the current year will be declared every year 1 month, and will not be adjusted during the year.
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Hangzhou (City)
The Hangzhou Medical Security Affairs Acceptance Center issued the Notice on the Declaration of Medical Insurance Payment Wages in 2022 and other related matters.
The employer is required to complete the declaration of medical insurance payment wages of the unit in 2022 before 1 1 month 23 18.
Declaration caliber:
● The wage income of employees shall be reported according to the statistical caliber of total wages stipulated by the National Bureau of Statistics, and the employer shall truthfully report the average monthly wage income (accurate to two decimal places) of all employees who have applied for insurance before the end of 20021year1February.
● Those who leave without pay and those who borrow from other units are determined according to the salary level of similar personnel in the unit; Approved by the unit to leave early retirement personnel according to the average wage of employees in this unit; Employees during sick leave due to illness or non-work-related injuries and female employees who are breastfeeding shall be reported according to their salary income.
● The payment wage base of government agencies and institutions (including those managed according to the Civil Service Law) is calculated and filled in according to the actual payment wage data of natural years.
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Xi'an
The employing unit shall complete the application for the payment base of medical (maternity) insurance in 2022 before 30/month of 20221month.
The employer shall truthfully report the changes in the total wages of the unit in 20021year, the average monthly wage income of employees and the pension payment of retirees in 2022.
What is the change time of Zhejiang social security base in 2022?
July 2 1 day to August 28. In 2022, the change time of Zhejiang social security base is from July 2 1 day to August 28, and the base must be declared through Zhejiang government service network. After that, you need to go to Zhejiang government service center to declare with relevant information. Social security is social insurance, including pension, medical care, unemployment, maternity and work injury insurance.
List of Social Security Bases in Zhejiang in 2022
Zhejiang social security payment base
1, the lower limit of the monthly payment base of enterprise employees' five insurances is adjusted from the original 24 19 yuan to 2586 yuan, and the upper limit is adjusted from the original 12093 yuan to 12929 yuan.
2. The minimum monthly payment base for urban individual industrial and commercial households and flexible employees is 3038 yuan, and the upper limit is11/28 yuan.
3. The monthly payment base of employee medical insurance and maternity insurance is the unified base of 403 1 yuan;
4. The monthly payment base of unemployment insurance and endowment insurance is the unified base of 24 19 yuan;
5. The monthly payment base of industrial injury insurance ranges from 24 19 to 12093 yuan.
Zhejiang social security payment ratio
1, endowment insurance: the unit pays 14%, and the employee pays 8%;
2. Medical insurance: the unit pays 6%-15%, and the employee pays 2%;
3. Unemployment insurance: the unit pays 1.5%, and the individual employee pays 0.5%;
4. Work-related injury insurance: the unit pays 0.6%, and individual employees do not pay;
5. Maternity insurance: the unit pays 1.2%, and the employees do not pay;
6. Housing accumulation fund: At present, the contribution ratio of housing accumulation fund in Hangzhou urban area is 12% for each unit and individual.
Social insurance is mainly through raising social insurance funds, and making overall adjustments to the social insurance funds within a certain range to give necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. As long as workers meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations, they can enjoy social insurance benefits. Social insurance is the core content of social security system.
The new participating units (referring to all kinds of enterprises) have a unit payment rate of 10% and an individual payment rate of 8%. Individual industrial and commercial households and their employees, flexible employees and other types of personnel who participate in the insurance in the form of individuals have different rates according to the payment period. Individual workers who participate in the basic old-age insurance, the payment base can be high or low within the prescribed scope, and more benefits can be gained from more contributions. To receive a monthly pension, employees must reach the statutory retirement age and have gone through retirement procedures; The unit and individual have participated in the endowment insurance according to law and fulfilled the obligation to pay the endowment insurance; Individual contributions should be at least 15 years.
At present, the legal retirement age of enterprise employees in China is 60 for male employees, 55 for female cadres engaged in management and scientific research, and 50 for female employees. The basic pension consists of basic pension and personal account pension. If the employee reaches the legal retirement age and the individual contribution has reached 15 years, the monthly standard of basic pension is 20% of the average monthly salary of employees in the province (autonomous region or municipality directly under the Central Government) or city (prefecture) in the previous year. Personal account pension is paid by personal account fund, and the monthly payment standard is divided by 120 according to the amount stored in my account. After the individual account fund is used up, it will be paid by the social pooling fund.
legal ground
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Regulations on industrial injury insurance
Article 1 These Regulations are formulated in order to ensure that employees who suffer from accidents or occupational diseases at work receive medical treatment and economic compensation, promote work-related injury prevention and vocational rehabilitation, and disperse the risk of work-related injuries of employers.
Article 2 Enterprises, institutions, social organizations, private non-enterprise units, foundations, law firms, accounting firms and other organizations within the People's Republic of China and individual industrial and commercial households with employees (hereinafter referred to as employers) shall participate in work-related injury insurance in accordance with the provisions of these Regulations and pay work-related injury insurance premiums for all employees or employees of their own units (hereinafter referred to as employees).
Employees of enterprises, institutions, social organizations, private non-enterprise units, foundations, law firms, accounting firms and other organizations within the People's Republic of China and employees of individual industrial and commercial households have the right to enjoy industrial injury insurance benefits in accordance with the provisions of these regulations.
Zhejiang social security minimum payment base 2022
The social security payment base is the payment standard of social insurance payment, and the payment amount is approved according to the base and coefficient. The social security payment base is 60%-300% of the average social wage. For example, the average social wage is 1000 yuan, and the payment base can be 600 yuan-3,000 yuan. Every year, social security will verify the social security base at a fixed time (March or July, different places) and release the latest minimum base and maximum base. Generally speaking, enterprises help employees to pay the minimum social security. Of course, some companies will pay social security for employees based on the average salary of the previous year. According to the latest policy, I will help you sort out the latest adjustment of the minimum social security payment base standard in Zhejiang in 2022, and how much you pay for a month.
Zhejiang social security payment base
1, the lower limit of the monthly payment base of enterprise employees' five insurances is adjusted from the original 24 19 yuan to 2586 yuan, and the upper limit is adjusted from the original 12093 yuan to 12929 yuan.
2. The minimum monthly payment base for urban individual industrial and commercial households and flexible employees is 3038 yuan, and the upper limit is11/28 yuan.
3. The monthly payment base of employee medical insurance and maternity insurance is the unified base of 403 1 yuan;
4. The monthly payment base of unemployment insurance and endowment insurance is the unified base of 24 19 yuan;
5. The monthly payment base of industrial injury insurance ranges from 24 19 to 12093 yuan.
Zhejiang social security payment ratio
1, endowment insurance: the unit pays 14%, and the employee pays 8%;
2. Medical insurance: the unit pays 6%-15%, and the employee pays 2%;
3. Unemployment insurance: the unit pays 1.5%, and the individual employee pays 0.5%;
4. Work-related injury insurance: the unit pays 0.6%, and individual employees do not pay;
5. Maternity insurance: the unit pays 1.2%, and the employees do not pay;
6. Housing accumulation fund: At present, the contribution ratio of housing accumulation fund in Hangzhou urban area is 12% for each unit and individual.
Changes of social security expenses after adjustment of social security payment base and proportion;
In 202 1 year1month, the social security fee is 14 10.83 yuan, and individuals need to pay 4 15.45 yuan.
In 2022 1 month, due to the adjustment of social security base in Ningbo, the social security fee was 1442.47 yuan, of which the individual employee had to pay 4 15.45 yuan.
Summary: From 2022 1 month, if calculated according to the minimum payment base, the unit contribution in Ningbo will increase by 3 1.64 yuan, while the individual contribution will remain unchanged.
The changes in social security expenses in Ningbo mainly come from several aspects:
1 Adjust the contribution ratio of endowment insurance:
Starting from 2002 1 year 1 month1day, the calculation and payment base is determined according to the average salary of employed persons in all-caliber urban units in the province in the previous year. Payment scheme, unified according to the sum of the individual contributions of employees, the unit contribution salary is approved, and the unit contribution ratio is adjusted to 16%.
2 Ningbo will implement municipal co-ordination of basic medical insurance from 2022.