Article 1 In order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of the owners of housing provident fund, and give full play to the supporting role of housing provident fund in housing security, these Measures are formulated in accordance with the Regulations on the Management of Housing Provident Fund and relevant laws and regulations, combined with the actual situation of this Municipality.
Article 2 These Measures shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund within the administrative area of this Municipality.
Article 3 The term "housing provident fund" as mentioned in these Measures refers to the compulsory and mutual-aid long-term housing savings that are paid by state organs, institutions, enterprises, private non-enterprise units, social organizations and their employees in accordance with the prescribed proportion of the total wages of employees.
Article 4 All units within the administrative area of this Municipality shall establish a housing provident fund system according to law and pay housing provident fund in accordance with regulations.
The housing provident fund paid by individual employees and the unit where they work for employees belongs to individual employees.
Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.
Article 6 The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, storage in special bank accounts and financial supervision.
Seventh city housing provident fund management committee is the decision-making body of the city housing provident fund management, perform the following duties:
(a) according to the relevant laws, regulations and policies, formulate and adjust the specific management measures of housing provident fund, and supervise the implementation;
(two) to formulate the specific deposit ratio of housing provident fund;
(three) to determine the maximum loan amount of housing provident fund;
(four) approval of housing provident fund collection and use plan;
(five) to consider the housing provident fund value-added income distribution plan;
(six) to examine and approve the report on the implementation of the plan for the collection and use of housing provident fund.
Eighth city housing provident fund management center is the city's housing provident fund management institutions, responsible for the management and operation of housing provident fund within the administrative area of this Municipality, and perform the following duties:
(a) the preparation and implementation of housing provident fund collection and use plan;
(two) responsible for recording the deposit, withdrawal and use of employee housing provident fund;
(three) responsible for the accounting of housing provident fund;
(four) the approval of the extraction and use of housing provident fund;
(five) responsible for the preservation and return of housing provident fund;
(six) the preparation of housing provident fund collection and use plan implementation report;
(seven) to undertake other matters decided by the Municipal Housing Provident Fund Management Committee.
City housing provident fund management center set up a management department according to the needs of the work. As a branch of the city housing provident fund management center, it is responsible for the management and operation of housing provident fund within its jurisdiction. The city housing provident fund management center and the management department implement unified decision-making, unified system, unified accounting and unified management.
Housing and urban and rural planning and construction, finance, people's bank, banking supervision, human resources and social security, auditing, statistics, taxation, civil affairs, industry and commerce, quality supervision and other departments shall, in accordance with their respective responsibilities, coordinate the implementation of these measures.
Article 9 The Municipal Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate commercial banks entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted banks); City Housing Provident Fund Management Center signed an entrustment contract with the commercial bank designated to handle the housing provident fund financial business, clarifying the responsibilities of both parties.
The entrusted bank is responsible for the financial services such as housing provident fund loans and settlement, and the establishment, deposit and return of housing provident fund accounts.
Tenth city housing provident fund management center should speed up the information construction, establish an efficient accounting system and network information management system.