Family financial use of medical insurance personal accounts: refers to the balance of funds in employees’ medical insurance personal accounts over the years, which has been expanded from being limited to the employees themselves to being able to be used financially by family members such as spouses, parents, and children. (1) Expansion of the scope of enjoyment groups: Personal accounts have been expanded from the original ones that can only be used by "employees" to "spouse, parents, and children". (2) Expansion of personal account payment scope 1. Use for medical treatment in designated medical institutions: Originally, personal accounts could only be used by employees themselves in designated medical institutions. Now, employees themselves, their spouses, parents, and children pay for medical expenses incurred by themselves when they seek medical treatment in designated medical institutions. Fees can be paid from their personal accounts. 2. Purchase of medicines at designated pharmacies: Originally, personal accounts could only be used by employees in designated pharmacies. Now, employees themselves, their spouses, parents, and children purchase medicines, medical equipment, and medical consumables at designated pharmacies for their personal medical expenses. , can be paid from his personal account. 3. Used for insurance: Personal accounts can also be used to pay the personal contributions of spouses, parents, and children to participate in the urban and rural residents’ medical insurance in the province, as well as to insure Huimin Insurance products (each employee can use a personal account for up to 3 days including himself or herself) person insured). 1. Online application 1. Download and install the Guizhou Medical Insurance APP (applicable to Android systems). After registration, bind the personal information of parents, children, and spouses. Steps: Download Guizhou Medical Insurance APP→Click Upgrade→Continue installation (if prompted to upgrade again, continue to click Upgrade)→Click Register→Enter mobile phone number→Get verification code→Set password→Click Register now→Return to homepage→Account on the right in the middle** *Economy → Activate the medical insurance electronic voucher → Bind the user information → Read the commitment letter of personal account family financial binding information (parents, children, spouses of the financial personnel) → Confirm → Submit → Binding is successful. 2. Guizhou Medical Insurance Official Account (applicable to Apple and Android systems) Steps: Search the "Guizhou Medical Insurance" WeChat official account, click "Convenient Services - Medical Insurance Services - My - Family Account *** Economic - Add My "Family Member" - Enter the authorizer information, obtain the verification code and enter it, click "Next" - Enter the user information, obtain the verification code and enter it, click "Submit" - Read the personal account family *** economy Bind the information commitment letter and click "I have read and agree" - the personal account authorization application is successful.

Q1. How to create and manage a family financial account? Answer: Participants with normal participation in Guizhou Provincial Employee Medical Insurance can create it through the "Guizhou Medical Insurance APP" and "Guizhou Medical Insurance" WeChat public account , Manage family financial accounts.

Q2. Who can be invited by the creator to join the family financial account? Answer: The creator’s immediate family members, including parents, spouse, children, etc., the invited family members should belong to the basic medical care in our province Participants in insurance (employee medical insurance and resident medical insurance). If the founder's family members are insured in different coordinating areas in the province, they can be invited to join the family financial account.

Q3. How to use family financial account funds? Answer: Family financial account members can use family financial account funds by swiping their social security card or medical insurance electronic voucher. If a member of the family financial account has a personal account, the personal account has priority over the funds in the family financial account. If there is no personal account, the funds in the family financial account can be used directly.

Q4. What expenses can the funds in the family financial account be used to pay? Answer: Currently, the funds in the family financial account can pay for the insured person and his or her parents, spouse, and children to receive medical treatment at designated points. Medical expenses incurred by individuals for medical treatment in institutions, expenses incurred for vaccination of preventive immunity vaccines, and expenses incurred by individuals for purchasing drugs, medical equipment, and medical consumables at designated retail pharmacies. Funds in the family financial account shall not be used for expenditures such as public health expenses, sports fitness or health care consumption that are not covered by basic medical insurance.

Q5. How many family members can a family financial account have? Answer: A valid family financial account can have 8 family members (including the head of the household), the second child, and the third child. etc. can be added to the family financial account.

Q6. Can I join multiple family financial accounts? Answer: No, each person can only join one valid family financial account.

Q7. Can funds from family financial accounts be used for settlement when purchasing medicines in other places? Answer: Family financial account funds can be used for settlement within the province, but cannot be used outside the province.

Q8. Will the transfer of the insurance relationship of family members affect the family financial account? Answer: At present, you must log out of the family financial account before transferring the insurance relationship, and rejoin after the transfer is completed. Household financial account.

Q9. What are the prerequisites for using a family financial account? Answer: The prerequisite for using a household financial account is that you must be a participant in the Guizhou Province Basic Medical Insurance (Urban and Rural Residents Medical Insurance, Urban Employees Medical Insurance), the medical insurance is suspended and the family financial account cannot be used.

Q10. After participating in the urban and rural residents’ medical insurance and binding the family financial account, why can’t outpatient services be used in tertiary hospitals? Answer: At present, ordinary outpatient medical insurance payment of urban and rural residents’ medical insurance can only be used in secondary hospitals. Only the following people can enter general outpatient and family financial accounts. Tertiary hospitals do not support general outpatient payment for urban and rural residents, so family financial accounts cannot be used.