Civil and commercial bank acceptance bill is referred to as commercial bill for short.

The risks of commercial tickets are as follows:

1. Commercial bills are at risk of not being accepted at maturity. If the billing company fails to accept the due commercial bill, the bank can refuse to pay, and the holder can only ask the payer to accept it. If the drawee refuses to accept the draft, and the draft is still within the acceptance period, your company should recourse to the prior party of the draft according to the payment certificate issued by the bank.

2. If it has been accepted, the bank will not refuse to pay. If an enterprise holding a commercial ticket needs funds, it shall be guaranteed by Hisense An Commercial Factoring, and the commercial ticket shall not be discounted.