There are two ways to check the progress of provident fund loans:
The first method: telephone the housing provident fund loan undertaking bank to find out the loan approval.
The specific method is:
Enter the downtown website and select the "Personal Inquiry" column of "Interactive Participation" in the homepage navigation;
On the page of "Inquiry and Payment for Identity Verification", enter the borrower's personal provident fund account number (or ID number) and inquiry password and log in.
In the "provident fund online query" page, query system handling information.
If the query system has three possibilities:
Is the bank has not yet submitted the loan application materials to the city center;
Is the city center has returned the loan application information to the bank;
It's a loan that has been issued.
2. How to inquire about the deposit time of Wuhan Provident Fund?
You can log in to AliPay to inquire! Search for the words "citizen center" in it, and then the words "social security, medical insurance, provident fund inquiry" will appear after typing. Click to enter according to your own needs.
You should remember your ID number and telephone number. If you are not registered, you need to register and log in. After all this is done, you can inquire about the time, base and cost of the provident fund deposit.
3. How to check the progress of Wuhan housing provident fund loan?
Go directly to your bank for consultation.
Housing provident fund loan process:
Lenders applying for housing provident fund loans need to submit a written application to the bank;
For the loan application with complete information, the bank accepts the examination in time and submits it to the provident fund center in time;
The provident fund center is responsible for approving loans and informing banks of the approval results in a timely manner;
The bank informs the applicant to go through the loan formalities according to the examination and approval results of the provident fund center, and the borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other formalities to the provident fund center for examination and approval. After the approval of the provident fund center, the entrusted bank will allocate the entrusted loan funds, and the entrusted bank will issue the loan in full and on time according to the loan contract.
If the borrower has a mortgage, he shall go through the mortgage registration formalities with the property right management department where the house is located. If the mortgage contract or agreement is signed by both husband and wife and pledged by securities, the borrower shall hand over the securities to the management department or the joint center for safekeeping.
4. How long does it take for Wuhan housing provident fund to issue loans from approval?
In recent years, more and more foreigners have settled in Wuhan, and most of them are young people. People usually give priority to provident fund loans when buying a house, and the repayment pressure is less. Buying a house is urgent, so many people are concerned about how long it will take to lend money after submitting the application materials for provident fund. Let's take a look at the latest news.
1. How long does it take for Wuhan provident fund to be approved, and the provident fund loan approved within 7- 15 days. Without reconsideration, the materials can be approved within 7 days after submission; It takes 7- 10 days from the transfer transaction to the establishment of property rights. I suggest you check the progress online through Wuhan Provident Fund official website, Guan Wei and APP. If you have questions, you can also call 12329.
Two. Inquiring about the loan approval progress of Wuhan Provident Fund At present, Wuhan Housing Provident Fund can inquire about the loan approval progress through official website, WeChat official account and mobile APP. The inquiry operation is as follows: inquiry channel: mobile phone: official account of Wuhan Provident Fund WeChat, life number of Wuhan Provident Fund Alipay (Alipay City Service), Wuhan Provident Fund APP, Hubei Office APP. PC: Wuhan Provident Fund official website, Hubei Housing Provident Fund, Yunduan Wuhan and Hubei Government Service Network. Others: Wuhan self-service terminal service platform self-service machine. Query steps (take WeChat as an example): 1. Open the official account of "Wuhan Provident Fund" WeChat, click "My" and select the provident fund loan.
2. The first time you use it, you will be prompted to log in and enter your ID number/mobile phone number and password.
3. Click "My Provident Fund Loan".
4. Click "Loan Progress" to query.