In China, commercial banks can be divided into three categories: state-owned commercial banks, city commercial banks and rural commercial banks. State-owned commercial banks refer to all state-owned commercial banks, including China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank. City commercial banks refer to commercial banks invested and established by local governments or private enterprises, such as China Merchants Bank and China CITIC Bank. Rural commercial banks refer to rural cooperative banks and other commercial banks that mainly provide financial services to rural areas.

Gansu Bank is a state-owned commercial bank invested and established by China Municipal Government, which mainly provides financial services for Gansu Province in China.