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Industrial and Commercial Registration in Economic Development Zones: Frequently Asked Questions on Corporate Accounts of Banks
1. Which banks can open corporate accounts?

1, China Merchants Bank (legal person needs to be present and provide 2 original ID cards)

2. Industrial and Commercial Bank of China (original corporate identity card)

2. Is there a charge for opening a bank account?

Mande enterprise service does not charge any service fee for opening an account in a bank, and all the fees are incurred by the bank.

Third, how to calculate the charges of China Merchants Bank?

Account management fee: the first year: the online banking of China Merchants can reduce the handling fee in the first year, but if you want to add products from three banks, scan the QR code of the banking enterprise and scan five people. Without scanning the QR code, the online banking fee will not be reduced in the first year, and the online banking fee will be reduced in the second year until five people are scanned. The second year is 600 years. If the small account management fee is 360 years, and the daily average flow is 654.38+10,000, the small account management fee can be saved, and the bank will ask us to tell the customer to deposit 2-3,000 yuan to become a valid account.

4. How to calculate the charges of ICBC?

Account management fee: the first year: 888 yuan (this fee will be deposited after the company's account opening license is issued), and the second year: 540 yuan.

5. How long will it take China Merchants Bank to complete the company account?

It takes 7- 12 working days. Generally, the account opening license can be issued within 4-5 working days, and the online banking can only issue it after receiving the SMS.

6. How long will it take ICBC to complete the handling of corporate accounts?

It takes 12- 18 working days.

7. Do you have to open a basic deposit account? Can you not open it?

The company account is the company's settlement account, which is used for transfer and cash receipt and payment. The company tax deduction is generally made through basic deposit account. That is to say, if your customers need to pay through the company account in our business, you need to open a basic deposit account. Of course, you can choose not to open it.

8. Can I open an account here?

You can go to your local bank and ask if they open a basic deposit account for foreign companies. The regulations of every bank in every region are different. If you can open an account there, we will send you the information and you can open an account yourself. If not, you can contact us again to open an account.

Nine, about the return time of the ID card.

If you don't open a bank-to-business account, you can send it back on the day or the next day when you go to the industrial and commercial bureau to submit the information; If you want to open basic deposit account, you will open basic deposit account first, and then send it back, usually 7-8 working days. If you need an ID card during this period, we can also send it back to you and send it back to us when you open a basic bank account.