A number of heavy benefits, including those with college education or above, purchase houses in Kazakhstan and implement the housing subsidy policy.

Qualified talents can get a subsidy of up to 6.5438+10,000 yuan when purchasing the first suite; Second-hand housing provident fund loan period increased to 30 years.

It is reported that the Harbin property market has fallen for eight months in a row.

Some analysts believe that the policy issued by Harbin has a strong signal significance, and it is expected that the number of subsequent cities will increase.

According to Harbin News Network, in order to conscientiously implement the overall goal of stabilizing land prices, housing prices and expectations, and promote the healthy and stable development of the real estate market in Harbin.

Harbin Housing and Urban-Rural Development Bureau, together with Municipal Natural Planning Bureau, Municipal Finance Bureau, Municipal People's Social Security Bureau, Harbin Taxation Bureau of People's Republic of China (PRC) State Taxation Bureau, Heilongjiang Supervision Bureau of China Banking Regulatory Commission, Harbin Central Sub-branch of China People's Bank, Municipal Party Committee Information Office and Municipal Housing Provident Fund Management Center, formulated the Implementation Opinions on Promoting the Stable and Healthy Development of Harbin Real Estate Market.

The Opinions shall come into effect on 202 1, 1 and1and shall be valid until 2022 12 and 3 1, during which it shall be adjusted according to relevant national policies and changes in market situation.

The full text contains 16 initiatives with four main points:

1. In order to reduce the pressure of liquidity of enterprises, development enterprises can apply for the pre-sale permit of commercial housing by building.

For real estate development projects with annual credit ratings of "green brand" and "blue brand", if the land use right is obtained before June 1 in 2022 and before June 65438+February 3/0/in 2022, if the high-rise building reaches the image of the first-floor project and the multi-storey building reaches the image of the second-floor project, you can apply for the pre-sale permit of commercial housing by building.

65438+before February 3, 20221,the real estate development projects that have been supervised by the pre-sale funds of commercial housing should be returned as soon as possible if they meet the return conditions.

At the same time, according to the actual progress of enterprise credit and project construction, if there is still a balance after deducting 5% of the retained supervision funds, on the basis of returning the supervision funds at each stage, 20% of the original amount will be increased at each stage to reduce the pressure on enterprise liquidity.

2, attract talents, college degree or above is subsidized, with a minimum of 20,000 and a maximum of 654.38+ 10,000.

In order to attract and retain talents with college education or above to buy houses in Kazakhstan, the housing subsidy policy is implemented.

For all kinds of talents under the age of 35 who have signed employment contracts or service agreements with local employers, paid social security for six months and started their own businesses, they can enjoy housing subsidies when purchasing the first commercial house in Kazakhstan.

Housing subsidies are paid in a lump sum in the form of money, and the payment standards are 654.38+10,000 yuan for full-time doctoral students, 50,000 yuan for full-time master students, 30,000 yuan for full-time undergraduate students and 20,000 yuan for junior college students (including technical colleges).

The situation of purchasing houses by talent buyers has been recognized by human and social departments, education departments and housing and construction departments. After the purchaser issues the commercial housing sales contract confirmed by online signing, the municipal finance will allocate funds to the application department for payment.

This subsidy is based on the family, and both husband and wife cannot enjoy it at the same time. Those who enjoy this subsidy policy will no longer enjoy other housing subsidy policies issued by Harbin Municipal People's Government and its subordinate departments.

For new citizens who come to Kazakhstan for various reasons such as work or school, they can enjoy subsidies for buying the first commercial house in Kazakhstan. Housing subsidies are paid in a lump sum in the form of money, and the payment standard is 6,543,800 yuan.

After the purchaser issues the commercial housing sales contract confirmed by online signing, the municipal finance will allocate funds to the application department for payment.

3. The loan period of second-hand housing provident fund will be increased to 30 years, allowing employees who have paid provident fund in different places to apply for provident fund loans in Kazakhstan.

On the premise of ensuring the value of housing collateral, combined with the actual situation, the housing age of second-hand housing provident fund loans will be relaxed from 20 years to 30 years, and the sum of the housing age and housing age will not exceed 50 years.

Employees who have paid provident fund in different places are allowed to apply for provident fund loans in Harbin, so that employees in different places can enjoy the same housing provident fund loan policy in Harbin.

The personal loan age of housing provident fund for female cadres at county (department) level and female professional and technical personnel with senior titles was adjusted from 55 to 60.

Relax the policy of paying provident fund for flexible employees, and you can apply for paying housing provident fund when you open a social security account.

Relax the portfolio loan business of housing provident fund, and employees who still cannot meet the demand by using provident fund loans can apply for portfolio loans.

4. The withholding rate of VAT for ordinary standard residential land is 1.5%.

From 202 1, 1 and1,20% of the initial land transfer price shall be paid as the bid bond for the new land transfer project (subject to the release time of the land transfer announcement).

After the signing of the land transfer contract, 50% of the land transaction price shall be paid within one month, and the remaining land transaction price shall be paid within six months, and the corresponding interest shall be paid according to the regulations.

From 202 1, 1 and1,the withholding rate of land value-added tax for ordinary standard houses, non-ordinary standard houses and other types of real estate in this city is 1.5%, 2% and 2.5% respectively.

For apartments actually used for residential purposes, utilities will continue to implement the civil price standard.

Why launch this heavy "rescue" plan? According to the analysis, the cold weather in Harbin property market and brain drain are two key factors.

1, the property market is too cold, and the market supply exceeds demand.

Since 2020, with the outbreak of COVID-19 epidemic, Harbin property market has been severely impacted.

From March, 20021year, some projects adopted the sales strategy of reducing prices in order to quickly withdraw funds.

However, after the short-term increase in transaction volume, it ushered in strong regulation, and the wait-and-see mood of buyers intensified, and the market gradually entered a difficult period.

According to the data from the think tank center of Yiju Research Institute, the supply of new commercial housing in Harbin continues to exceed demand. Up to now, Harbin property market has been falling for 8 months.

Even though many developers have played "price reduction cards", the sales volume has not improved significantly.

Vanke, Sunac, China Resources, China Shipping, Greenland and other real estate enterprises have launched a number of preferential activities, including one yuan to kill one square meter, buying a house to send home appliances, and one-price special rooms to kill in a limited time.

However, the sales volume has not improved significantly, and even the sales volume of many properties during the Golden Week has not reached double digits.

The data shows that only 345 sets of new houses were sold in Harbin during the Golden Week this year 1 1 month.

Cold and cheerless transactions have affected the survival of enterprises.

2. The outflow of population is serious.

According to the latest data of the seventh census, the resident population of Harbin, the capital of Harbin, is 10009900, which is 626,000 less than that of the sixth census, and the integer mark of10 million has been successfully held.

Nevertheless, Harbin is still the only provincial capital city in China with a net outflow of population in recent ten years. At the same time, it also successfully withdrew from the ranks of the top ten most populous cities in China.

It must be said that the current real estate industry is facing a major turning point, and some cities have obvious oversupply, and the pressure on housing enterprises to survive has increased.

Will other cities follow suit next? Will determine the future direction of the real estate industry.

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Source: China Fund News reporter Wu Yu.