Operating environment: Apple 12 ios 14 Weizhong Bank 6.0.0

Download Weizhong Bank and click Login.

After logging in, click the loan on this page.

After opening it, click Micro-credit to apply immediately.

After opening it, click the authorization query.

If you can't get the enterprise information under your name, you can also fill in the enterprise information manually by clicking.

After opening it, it is ok to carry out enterprise certification, and after certification, you can apply for micro-business loans.

Enterprise loan refers to a way for enterprises to borrow money from banks or other financial institutions in accordance with the prescribed interest rate and term for the needs of production and operation. The loans of enterprises are mainly used for large-scale long-term investments such as the purchase and construction of fixed assets and technical transformation. Enterprise loans can be divided into: working capital loans, fixed assets loans, credit loans, secured loans, stock pledged loans, foreign exchange pledged loans, corporate term hypothecated loan, gold pledged loans, syndicated loans, bank acceptance bills, bank acceptance bills discounting, commercial acceptance bills discounting, buyers' or negotiated interest-bearing bills discounting, domestic factoring with recourse, and export tax rebate account custody loans.

Credit loan refers to the loan issued by the bank with the borrower's reputation, and the borrower does not need to provide guarantee.

According to the loan term, it is divided into short-term loans, medium-term loans and long-term loans.

1, short-term loans: refers to loans with a loan term of 1 year (inclusive).

2. Medium-term loan: refers to the loan with a loan term of 1 year (excluding) to 5 years (including).

3. Long-term loan: refers to the loan with a loan term of more than 5 years (excluding).

Corporate loan target: all kinds of small and medium-sized enterprise customers in industrial and commercial registration, operating in good condition.

Term of enterprise loan: generally, it is1-2 years.

Enterprise loan amount:100,000 ~ 500,000 yuan

Basic requirements:

1, legally operated small and medium-sized enterprises.

2. Hold a loan card issued by the People's Bank of China, and have no bad credit record.

3. The company has been registered and operated for more than 3 years, with an annual turnover of more than 3 million in the latest year.

Application condition

It conforms to the national industrial and industrial policies and does not belong to small enterprises with high pollution and high energy consumption;

The enterprise has a good reputation in various commercial banks and has no bad credit record;

Having a business license approved and registered by the administrative department for industry and commerce and having passed the annual inspection;

It has the necessary organizational structure, business management system and financial management system, has a fixed basis and business premises, operates legally, and its products have a market and benefits;

Have the ability to perform the contract and repay the debts, have a good willingness to repay, have no bad credit record, and the credit asset risk is classified as normal or non-financial factors;

The business operator or actual controller has more than 3 years' experience, good quality and no bad personal credit record;

The business operation of the enterprise is stable, the establishment period is more than 2 years (inclusive) in principle, there is at least one financial report for one or more fiscal years, and the sales revenue growth and gross profit are positive for two consecutive years;

Comply with the establishment of industry credit policies related to small business;

Abide by national financial regulations and policies and relevant bank regulations;

Open a basic settlement account or a general settlement account in the applicant bank.