Download the "My Ningxia" APP first, select the verification and payment items for urban and rural residents in the theme integration service, fill in the name and ID number of the approved person according to the page prompts, and then submit it. Then choose the payment grade and amount independently, fill in the payment information according to the prompt, and then pay after verification by SMS. In previous years, urban and rural residents could only use the Yellow River Rural Commercial Bank card for medical insurance payment. This year's "two insurances" online payment supports all UnionPay card payments. It is worth noting that if urban and rural residents who apply for insurance payment change their ID number, name and other important information, they must go through the change procedures at the counter of the relevant business hall before they can apply for payment through the "My Ningxia" app.

Individuals who pay endowment insurance need to bring their ID card, household registration book and two recent one-inch bareheaded photos to the social security bureau where their household registration is located. After the endowment insurance agency chooses the payment grade according to its income, it entrusts the post office to collect it on a monthly basis. The insured person needs to bring the account opening certificate and ID card to the designated post office to open an account, deposit a discount and change the password. Then it is generally necessary to deposit a certain amount of old-age insurance premium before the 25th of each month, and be careful not to pay less than one month's old-age insurance premium. And the pre-storage time can also be selected by yourself. It can be pre-stored for a quarter, a year or more. After the post office pre-stores the endowment insurance premium, it will directly collect the endowment insurance premium of last month from the insured's payment passbook before the 5th of each month.

legal ground

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.