The retirement age of female individual industrial and commercial households is 50 years old and they need to work continuously for ten years. Female individual industrial and commercial households who have continuously paid endowment insurance for fifteen years can receive endowment insurance every month after retirement.

Legal basis:

Article 1 of the Interim Measures of the State Council on Retirement and Resignation of Workers.

Workers in enterprises and institutions owned by the whole people, party and government organs and mass organizations shall retire if they meet one of the following conditions.

(a) men over 60 years of age, women over 50 years of age, continuous service for ten years.

(2) Those who are engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, and have reached the age of 55 for men and 45 for women, and have worked continuously for ten years.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

(3) The male has reached the age of 50, the female has reached the age of 45, and has worked continuously for ten years, and has been certified by the hospital and confirmed by the labor appraisal committee, and has completely lost the ability to work.

(4) Work-related disability.

Article 16 of the Social Insurance Law, etc.