1. What is the personal social security payment process?
Individuals who pay social security can only pay pension and medical insurance. Bring the following materials to the local labor and social security office for personal participation in social insurance procedures: the original and photocopy of the household registration book, the original and photocopy of the ID card, two one-inch blue background color photos, personal files (if necessary) and social security cards.
Ways for individuals to pay social security:
1, social security payment for flexible employees
Generally, after employees leave the company, the company will start to reduce the number of employees in social security, and at the same time, it will no longer pay social security for employees who leave the company. At this time, employees who leave their jobs can continue to pay social security through their flexible employment status, but this status must meet the relevant local regulations.
For example, Chengdu has stipulated the status of flexible employees. For the first time, men can't be over 60 years old and women can't be over 55 years old, or they have paid employee social security locally. After the payment is cut off, they can apply for renewal at any social security agency. Beishangguang stipulates that foreign accounts cannot buy social security in their personal capacity.
2. Payment of social security
In cities like Beishangguang, you can only choose to pay. Paying social security is actually a derivative of human resources. Its purpose is to make more people enjoy social security benefits better and help those who have no jobs to pay social security.
Personal payment of social security is very simple: find a regular social security payment agency, choose the payment base, sign a payment agreement, and then pay social security fees and service fees to the social security payment agency, and then you can easily apply for social security.
Second, how to pay social security when starting your own business?
The newly established company shall, within 30 days from the date of establishment, apply to the local social security agency for social insurance registration, open an enterprise social security account, and submit relevant materials.
After we submit the information, we need to go to the Social Security Bureau on the 20th of next month, use the Social Insurance Registration Form stamped by the Social Security Bureau to issue a certificate, then go to the tax bureau in the social security area to issue a tax bill, and then pay it in the bank. Only after these processes, can social security be paid.
Third, the personal social security payment grade
The monthly payment standard of social insurance is divided into four grades, namely, the lowest grade 40%, the first grade 60%, the second grade 80%, and the third grade 100%.
For example, last year, the average wage in society was 3,000 yuan, and we chose 80%. If the employees of enterprises should pay 8% a month, that is, 192 yuan. The higher the grade, the more you get. Of course, this is also related to how many years you pay social security.
The lowest 40% pension payment consists of pension, basic medical care and mutual assistance for serious illness (8.5% 1%) and maternity insurance, with a monthly payment of ***548.57 yuan; The monthly payment of 60% of the first gear is 692.37 yuan; The 80% monthly payment for the second gear is 835.97 yuan; The amount of 100% of the third gear is 979.77 yuan.
Generally speaking, the higher the grade, the better, the longer the payment period, the more we pay, and the more pensions we receive when we retire. But at the same time, we should also combine our own economic conditions. If we have enough money, we suggest paying a higher gear. In the case of the same payment period, the level of basic pension depends on the average payment index of individuals, that is, the historical average of the ratio of their actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.
In recent years, with the development of our society, we need social security everywhere in our lives. No matter whether we are enterprises or individuals, we must actively pay social security, and we can find a social security payment platform to call on whether we leave or start a business.