Xi' an recently issued nine new regulations of the new real estate policy, which brought good news to many property buyers, including buying a house of more than 90 square meters in Xi' an from July this year to the end of February next year. However, Mr. Zhang, who came to work in Xi 'an from Inner Mongolia, bought a second-hand house by mortgage in Xi 'an. However, when he went to the public security department to settle down, the other party asked for a real estate license. Without the real estate license, he could not settle down.

After the introduction of the new real estate policy in Xi 'an, many people still have doubts about some of the regulations. In this regard, the reporter of Huashang Daily consulted the Xi 'an Housing Management Bureau.

1 Do you need the original property certificate to buy a second-hand house by mortgage?

A copy of the title certificate can be handled.

Mr. Zhang, a native of Inner Mongolia, has been working in Xi 'an since he graduated from university. Since the policy of "New Nine Articles of Xi 'an Property Market" was promulgated on June 25th ("Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in Xi 'an"), Mr. Zhang wanted to buy a second-hand house and settle in Xi 'an. After the purchase of the house, Mr. Zhang prepared all the personal information. When he went to the Yanta Branch of the Public Security Bureau to settle down, he encountered a problem: the public security department required Mr. Zhang to issue the original real estate license to prove that the property right of the house really belonged to Mr. Zhang.

However, the relevant staff of the Housing Authority said that if it is a second-hand housing transaction, the Housing Authority can only issue a copy of the housing property right certificate to Mr. Zhang with the official seal, or issue a certificate of the housing property right register with the official seal, and the original is placed in the Housing Authority and cannot be provided to Mr. Zhang.

"Then what should I do?" Mr. Zhang is very puzzled about this.

/kloc-On the morning of 0/6, the reporter from Huashang Daily went to Xi 'an Housing Management Bureau to learn about the situation and learned that in the second-hand housing transaction, the original real estate license of the second-hand house purchased by consumers by mortgage could not be kept by consumers according to regulations, and the original real estate license was placed in Xi 'an Housing Management Bureau. However, in order to facilitate the general public to purchase houses and settle down, Xi 'an Housing Management Bureau has negotiated with the public security department to introduce new convenience service measures. Anyone who applies for settling down by mortgage to buy second-hand houses needs to provide personal identification information from the public security department, and the applicant required by the public security department to provide a certificate of property rights. Buyers can apply to Xi 'an Housing Management Bureau for a copy of the property registration certificate, which will be deemed to have the same legal effect as the original one after being stamped with the official seal, or apply for a property rights registration form in the property rights file window and provide it to the police after being stamped with the official seal.

When the public security organ handles the relevant settlement procedures for the buyers and needs to check the property right information of the buyers, the Xi 'an Housing Management Bureau will send a letter to the public security department, and after confirmation, the public security organ can assist in the settlement procedures.

Can I settle down in a one-time payment shop?

Only housing can enjoy preferential policies, but shops can't.

Ms. Bai is a native of Yulin. In March this year, she bought a set of 120 square meters of commercial housing in Xi 'an High-tech Zone. At that time, the "New Nine Articles" had not been issued, so she could not go through the settlement procedures. After the introduction of the "New Nine Articles", Ms. Bai is now ready to buy a set of 160 square meters of shops. "I plan to pay off all the purchase price at one time. Can I go through the settlement procedures?"

In this regard, the staff of Xi 'an Housing Management Bureau said that, first of all, the newly stipulated housing settlement policy is limited to 20 1 July 51day to 20 161February 3 1 day, and people who buy houses outside this period will not enjoy this preferential policy. Secondly, during this time period, citizens must buy houses to enjoy preferential policies, and shops are not within this scope.

Similarly, Mr. Xing of Tongchuan said that he bought a house in the southern suburbs of Xi 'an in 20 13, which was a one-time payment at that time, and now he also has a real estate license. "My child is now a senior one in Xi 'an, and I want to drop my child's hukou in beilin district, so that he doesn't have to go back to his hometown in Tongchuan when he takes the college entrance examination two years later. Can we enjoy the policy of' buying a house and settling down' in this situation?"

The staff of Xi 'an Housing Management Bureau said that according to the regulations of the New Deal, Mr. Xing could not enjoy the relevant settlement policies in the New Deal. "The new policy clearly stipulates that the purchase date refers to the period from July 20 15 to June 20 1 61February 3 1 day, and those who do not enjoy this policy outside this time period."

3 can the house be settled if it is not 90 square meters?

Only those with an area of 90㎡ and above can enjoy preferential policies for settlement.

After graduating from college, Mr. Chai has been working in Xi 'an for five years. During this period, his work unit has been paying social security for him on time. After the introduction of nine new regulations of the new real estate policy, he bought a set of 88.7 square meters of commercial housing according to his own economic strength, and paid the full amount in one lump sum. "My hometown is in the rural area of Ningxia, and I plan to move my account to Xi 'an after buying a new house, but I don't know if I can enjoy the preferential treatment of buying a house and moving a household?"

After consulting with Xi 'an Housing Management Bureau, the reporter from Huashang Daily learned that Mr. Chai's situation could not enjoy the preferential policy of buying a house in the new real estate policy. "According to the policy, the area of the house purchased by Mr. Chai does not meet the requirements of 90 square meters and above."

4 can I settle down if I buy a small property right house?

Transactions that do not enjoy preferential policies for settlement are not protected by law.

Ms. Lei from Weinan recently took a fancy to a house with an area of 1 10 square meter near the Third Bridge in the western suburbs of Xi 'an. As far as she knows, this house is a small property right house and has not yet applied for a real estate license. "If I buy this house, can I buy a house and move?" In response to Ms. Lei's question, the staff of Xi 'an Housing Management Bureau said that all preferential policies in the New Deal are aimed at legally bought and sold houses, including commercial houses and second-hand houses. "The premise of' buying a house to settle down' is to legally buy a house and buy a new house. You must have a pre-sale certificate and then sign it online. If you buy a second-hand house, you must have a real estate license, and you must also sign online when trading. If the house purchased by Ms. Lei is a small property right, it can't be signed online. As a consumer, its legitimate rights and interests can't be guaranteed. Such transactions are not protected by law, and naturally you can't enjoy the preferential treatment of buying houses and moving households in the new real estate policy. "

interlinkage

Prepare 10 materials when buying a house and settling down.

On June 25th, the Housing Management Bureau of Xi 'an announced "Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in Xi 'an" and launched nine major measures. The New Deal stipulates that for non-local residents who have legal and stable jobs in Xi 'an, during the period of 20 1 July 51day to 20 16 years1February 3 1 day, In the administrative area of Xi 'an, if you purchase commercial housing with a building area of 90 square meters (including 90 square meters) or above (subject to the filing time of the online signing of the sales contract) and second-hand housing (subject to the online signing time of the sales contract), you can go through the household registration formalities of the purchaser, spouse and minor children at the place where the house is located after obtaining the house ownership certificate and paying social insurance for more than one year.

On July 25th, the Public Security Bureau of Xi 'an issued the guidelines for buying a house and settling down, which stipulated that * * * you need to prepare 10 materials for buying a house and settling down in Xi 'an:

1. Personal application form, in which the household registration status of the person and the accompanying person and whether it meets the acceptance conditions should be clearly stated item by item, and the signature should be signed.

2 issued by the housing management department "housing sales online signing record certificate"

3. Letter of introduction issued by the employer.

4 household registration book and resident identity card (original and photocopy)

5. The labor contract signed by the employer according to law (the following personnel will no longer provide labor contracts: if the legal representative of the employer applies, the business license, tax registration certificate and social security registration certificate shall be reviewed; If the employer's property owner applies, provide the property right certificate issued by the industrial and commercial department, as well as the business license, tax registration certificate and social security registration certificate of the property right unit; Individual industrial and commercial households to apply for, to review the business license and tax registration certificate) (original and photocopy)

6. Business license, tax registration certificate and social security registration certificate of the employer (original and photocopy)

7. Original employee social insurance personal account issued by social insurance institutions at all levels such as provinces and cities.

8 "Property Ownership Certificate" (original and photocopy)

9. Property occupancy certificate issued by the occupancy community

10. Unemployed certificate or unemployment certificate issued by the spouse in the area of origin, county and employment department. The accompanying spouse who has a job in this city can issue the labor contract (original and photocopy) and the original employee social insurance personal account issued by the provincial and municipal social insurance institutions, and no longer issue the unemployment certificate or unemployment certificate issued by the district, county and employment department of origin.

(The above answer was published on 20 15-09- 17, please take the current relevant housing purchase policy as the actual one.)

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