Tax problem: If the money is income (such as salary, bonus, etc.), then according to different tax laws, individuals need to pay corresponding taxes. Individuals who fail to pay the prescribed taxes may face fines, late fees and other consequences.
Banking supervision: the bank will conduct risk assessment and anti-money laundering monitoring on this account according to the regulatory requirements. If it is found that the capital flow in the account is abnormal, the bank may investigate the individual or freeze the account, thus causing inconvenience or loss to the individual.
Social credit: If an individual's bank account is used for illegal or abnormal activities, such as fraud and money laundering, it may have a negative impact on his social credit. These bad records may be recorded in the credit report, which will have an impact on personal credit evaluation in the future, thus affecting personal loans and credit card applications.
Legal liability: If the funds transferred from public accounts to private accounts are illegally obtained, individuals may face legal proceedings and criminal liability. Even if individuals don't know that the money is illegal, they may still be liable if they don't correctly explain the source of the money or have not been properly examined.
New regulations on the private limit of public revolution in 2023?
1. Revolving private accounts, with daily account balances exceeding 200,000, will be supervised.
2, the public, the daily transaction amount of more than five hundred thousand, will be subject to supervision.
3, nominally can't literally public private. However, if the revolution is private, there are two ways:
The first type: online bank webpage transfer, the maximum amount is 50,000 yuan, and 4 yuan's handling fee is charged for each transaction;
The second type: the company can directly transfer money at the ATM with a settlement card, without any charge. The maximum transfer can be 50,000 yuan at a time, 200,000 yuan per day and 2 million yuan per month. (Different banks have different rules. )