Personal income tax refund will generally be returned to the applicant's own bank card, and the specific bank card needs to be filled in when filling out the declaration form and provided to the relevant departments.

If the bank card information is not provided when filling in the declaration form, or the bank card information is filled in incorrectly, it may lead to the failure or delay of tax refund. Therefore, when filling in the declaration form, you must carefully check whether the personal bank card information is correct and ensure that you can receive the tax refund normally. Personal income tax refund generally needs approval, and the specific time for tax refund may be different according to the actual situation. If the applicant does not receive the tax refund within the specified time, he can consult and inquire with the local tax authorities.

The process of personal income tax refund is as follows:

1. Preparation of application materials: Before applying for personal income tax refund, you need to prepare relevant application materials, including application form, identity certificate, income certificate and tax payment certificate.

2. Apply for tax refund: submit application materials to the tax authorities and apply through online tax system, tax hall, bank outlets and other channels;

3. Review the application materials: the tax authorities review the submitted application materials, confirm that the applicant meets the conditions for personal income tax refund, and check whether the application materials provided by them are true and effective;

4. Tax Refund: After the tax authorities have passed the examination and approval, the personal income tax refund will be returned to the applicant by bank transfer or cash;

5. Complete the tax refund: After the personal income tax refund process is completed, the applicant needs to confirm the receipt of the tax refund to ensure the completion of the application process.

To sum up, in the process of personal income tax refund, the applicant needs to provide true and complete application materials to avoid the situation that the application is rejected or the tax refund cannot be refunded in time.

legal ground

"People's Republic of China (PRC) tax collection and management law" fifty-first.

Upon discovery, the tax authorities shall immediately refund the tax overpaid by taxpayers; If a taxpayer finds out within three years from the date of final settlement of the tax, he may request the tax authorities to refund the overpaid tax and add interest on the bank deposits during the same period, and the tax authorities shall immediately refund it after timely verification; If it involves withdrawing the treasury, it shall be returned in accordance with the provisions of laws and administrative regulations on treasury management.