Generally speaking, at present, some enterprises do not provide employees with social security, and more commonly, they do not provide employees with full social security. This situation is expected to change after the social security fees are uniformly collected by the tax authorities.
According to the Interim Measures for the Management of Individual Accounts of Employees' Basic Endowment Insurance, the base of individual contributions is the average monthly salary of employees in the previous year. If my average monthly salary is lower than 60% of the average monthly salary of local employees, I will pay 60% of the average monthly salary of local employees; If it exceeds 300% of the average monthly salary of local employees, it shall be paid according to 300% of the average monthly salary of local employees.
In reality, many enterprises will not pay social security according to your average monthly salary. For example, although your actual salary is 10000 yuan per month, the enterprise will declare and pay social security fees for you according to the minimum social security payment of 5,000 yuan. In this way, although your salary will increase in the current period, in the long run, your social security rights will be damaged, at least your pension will be reduced after retirement. After the social security fees are uniformly collected by the tax authorities, you and the unit should pay social security according to the actual salary 10000 yuan. In this way, although you and the enterprise will pay more social security fees and less wages in the current period, it will be cost-effective in the long run and will greatly increase your social security rights and interests.