Personal income tax can be refunded for buying a house with a loan, but certain conditions must be met. The family must be the only house and pay personal income tax. There are also certain requirements for the time to apply for tax refund. One year is a cycle from the first loan repayment, and at the same time, an application for tax refund is filed within three months from the next month after the expiration of one year. If no application is made during this period, it means automatic waiver. When handling the personal income tax refund for mortgage loans, you need to prepare the first set of housing certificate, loan certificate issued by the loan bank and repayment flow, go to the unit to handle the tax payment certificate, and then declare the tax refund.
What are the precautions for tax refund? 1. Please check the information carefully and handle the annual settlement declaration in good faith according to law.
The information to be filled in the annual settlement mainly includes personal basic information, such as my ID number, effective contact information, annual settlement place, etc. This is to identify the identity of the taxpayer and facilitate the subsequent safe tax refund or tax payment for you; There is also information such as income, deduction and tax preference, which is the basis for calculating the taxpayer's annual tax payable.
2. It is suggested that the annual settlement should be handled within the time period agreed by the tax authorities and units.
The annual settlement of individual income tax needs to go through necessary verification procedures, which are jointly handled by tax, finance, treasury, banks and other departments. In order to ensure that taxpayers can receive the tax refund safely, it is also necessary to verify whether the bank account declared by taxpayers is true and valid. If the data provided by taxpayers are inaccurate, there are omissions, individual taxpayers make false declarations, or a large number of taxpayers concentrate on tax refund, resulting in excessive business volume, which will affect the timely progress of tax refund.
Please make sure that the bank account filled in meets the requirements, so as to receive the tax refund in time.
Please fill in my qualified bank account in China when applying for tax refund in order to ensure that taxpayers receive the tax refund in time and safely. Under normal circumstances, bank cards opened at the bank counter can be refunded smoothly, and one type of account is the best. If you are not sure about the type of bank card, you can consult the bank.
4. Don't believe the "secret" of tax refund for unofficial or unprofessional people.
Handling annual tax refund requires taxpayers to declare themselves, and individuals should be responsible for the authenticity, accuracy and completeness of the declared information. Taxpayers can consult tax authorities, units or tax professionals in time if they are in doubt when filing tax returns. Don't trust the so-called tax refund "tips" spread online and orally, so as to avoid false or false declarations that violate the provisions of the tax law.
5. Tax authorities will not ask taxpayers for bank account and password information through unofficial tax terminals or channels because of tax refund.
Taxpayers can apply for annual tax refund through the natural person online tax bureau (official mobile personal income tax app, natural person electronic tax bureau website), or go to the tax service hall or send a tax return to the designated tax authorities for handling. No matter which of the above channels, taxpayers only need to fill in their bank account number at the same time when filing. The tax authorities will not ask taxpayers for bank account and password information through any other channels (such as telephone, SMS, etc.). ), so please ask taxpayers to improve their safety awareness and beware of fraud.