1. Risk and return: The risk and return of investment products are usually proportional. High-risk products may bring high returns, while low-risk products have relatively low returns.
2. Liquidity: Different types of investment products have different degrees of liquidity.
3. Duration: Different investment products have different durations. Some products are long-term investments, such as real estate and pension plans, while others are short-term investments, such as bank deposits and short-term bonds.
4. Diversify risks: Investors can reduce risks by diversifying their investments. By purchasing products of various asset classes, such as stocks, bonds, real estate and commodities, better risk management can be achieved under different market conditions.
5. Regulatory transparency: Investment products are regulated by the government and regulatory agencies, and investors can know the situation and performance of products through relevant documents and reports.
6. Tax impact: Different investment products may be affected by different taxes. Investors need to plan their investment income reasonably, understand relevant tax laws and consult professional tax consultants.
Investment products
1. stock: invest in the company's stock, become a shareholder of the company, and share the company's performance and dividends.
2. Bonds: Buy bonds issued by the government or enterprises, become creditors and enjoy fixed interest income.
3. Funds: including stock funds, bond funds and hybrid funds.
4. Real estate: Invest in buying a house, a commercial building or a real estate fund and get a return through rental income or appreciation.
5. Futures and options: Buy futures contracts or options contracts and make use of price fluctuations to earn price difference or equity.
6. Foreign exchange trading: participate in the international foreign exchange market and invest in exchange rate changes between different currencies.
7. Private equity funds: funds with private investments, usually only limited investors can participate.
8. Insurance products: purchase insurance products, including life insurance, accident insurance and medical insurance.
9. Commodities: invest in commodities such as gold, crude oil and copper. And gain income through price fluctuations.
10, venture capital: invest in start-ups and become equity investors, and get returns through enterprise value-added.